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Judity...
Posted: Sat Jun 21, 2008 7:53 am
Guest
With the cost of almost everything going up, a recent discussion
thread on Amazon.com asked the above question. I am curious enough to
ask that question here. Also, in what ways are you trying to save
money?

As for me, my two "must have" items are milk and quality cat food.

I already save money on gas since my previous car used higher octane
that Blue Satyr does.

I use my well water for some things, but buy drinking water. Instead
of spending over a dollar for a quart of fancy bottled water, I spend
25 cents per gallon from the Glacier machine outside the grocery
store. I buy Sunny Delight juice, and the containers are recycled
just for this purpose. Right now I have around 40 gallons I use on a
rotating basis.

All my bills are paid online, so I rarely have to buy stamps.

I love iced coffee, but refused to spend all that money for a
Starbucks. I make hot coffee at home and put a larger container of it
in the refrigerator to chill. One hot days like we're having now,
there's nothing so cooling as delicious iced coffee.

Any of you willing to answer either of the two questions above? You
might give the rest of us some good ideas.

Judity
My Home of the Red Fox book web site
http://jabuxton-06-13-08.bravehost.com/
or read any of my other stories in the link below
http://judity.Writing.Com/
Judity...
Posted: Sat Jun 21, 2008 9:26 am
Guest
((So far, the most major money-saving thing I've done is quit
smoking.))

Isn't it amazing, Anne, how much money you save by doing that? I quit
back in 2000 and love to see the $40 plus cost of a carton now.
Saving that amount each week lets me buy the more expensive cat food
instead of the PetsMart house brand.

There are water machines around here that can cost 35 cents a gallon,
but the Safeway in town has two that still cost only 25 cents. When I
take in a dozen empties, as I probably will tomorrow morning, I use
both machines. A dozen gallons of Glacier water for just $3 is about
what I see only two or maybe three quarts costing of the bottled
water.

((My grandson's probably getting really tired of hearing,
"Close the door! You're letting the cool air out!" ))

I have to laugh since Mum's constant yell during the summer was,
"Close the door, you're letting the bugs in!" We didn't have air
conditioning back then in either our home or car. When it got too hot
outside, I'd disappear down into our cool double cellar. You have no
idea how delicious it felt to go barefoot in muggy New England heat
and step onto the cold cement floor.

Judity
"Who am I? Why do I write?"
http://www.writing.com/main/view_item/item_id/1170755
or read any of my other stories in the link below
http://judity.Writing.Com/
Judity...
Posted: Sat Jun 21, 2008 9:39 am
Guest
(( I would not drink the water that comes out of our
ground--or cook with it. We are surrounded by farms that use
chemicals. ))

When I had my well checked years ago, I was told most of the wells on
my road were slightly contaminated from all the small farms. I do
have a water softening machine out in my well shed, but I keep
forgetting to check it for salt. Must remember to do that, I guess.

((They reported on the news that they
could remember when you could get a cup of coffee for a dollar. Well
I
remember when it was only a dime--boy does that date me. I like my
coffee,
but I have only had a couple of Starbucks in my life, and what I make
at
home is just as good.))

I remember when I could get a large glass of vanilla Coke for a
nickel. I make my own now at home. Starbucks black coffee is given
out for free where I used to bring my other car in for oil changes.
Personally, I didn't care all that much for the flavor. When it goes
on sale at Targets for around $3, I stock up on the cans of General
Foods International coffee, orange cappuccino flavor. This is
delicious good both hot and cold, and I can get maybe three or four
cups out of the one small can.

Even though I only have to pay an automatic $43 a month to PG&E, I've
started turning off my electric blanket during the day instead of
keeping it on constantly. My cats have had to find other places to
sleep and keep warm, but they're spoiled enough in other ways.

Anyone else have tips on saving money or what you refuse to give up to
save money? No, Barb, you haven't bored me at all.

Judity
My short stories written so far in 2008
http://www.writing.com/main/view_item/item_id/1368966
or read any of my other stories in the link below
http://judity.Writing.Com/
Anne V....
Posted: Sat Jun 21, 2008 1:10 pm
Guest
I absolutely will not give up coffee with flavored creamer, but I've never
been big on Starbucks or the like, so it's always made at home. We have a
Keurig single-cup coffee maker, and the K-cups for it are about 50 cents
each, so that's a splurge, but we also have a filter for it that allows us
to use our own coffee.

So far, the most major money-saving thing I've done is quit smoking. Buying
cigarettes was like having a slow leak in my checking account, and I'm
really glad to have that gone. (I highly recommend Chantix to anyone
interested--it made all the difference, and all the inhabitants of my house
are still living and well, I'm happy to say! I'm not so sure that would
have been the case without Chantix.)

We're keeping the house warmer than we did last year because I'm terrified
of those summer electric bills, especially since there are now 2 more people
living in my house. My grandson's probably getting really tired of hearing,
"Close the door! You're letting the cool air out!" A tank of gas in my
Saturn usually lasts 3-4 weeks, since pretty much everything I need is
within walking distance, aside from a couple of friends' houses and the
laundromat. We do the same thing you do with drinking water, Judity; refill
our water jugs at the machine outside the grocery store. Ours cost 30 cents
each, though.

I haven't come up with anything really ingenious for saving money, just
obvious things. I love reading other people's tips--they're really helpful
sometimes!

Anne

"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:7769d55a-7034-48d4-8e18-e027470b944a at (no spam) w4g2000prd.googlegroups.com...
Quote:
With the cost of almost everything going up, a recent discussion
thread on Amazon.com asked the above question. I am curious enough to
ask that question here. Also, in what ways are you trying to save
money?

As for me, my two "must have" items are milk and quality cat food.

I already save money on gas since my previous car used higher octane
that Blue Satyr does.

I use my well water for some things, but buy drinking water. Instead
of spending over a dollar for a quart of fancy bottled water, I spend
25 cents per gallon from the Glacier machine outside the grocery
store. I buy Sunny Delight juice, and the containers are recycled
just for this purpose. Right now I have around 40 gallons I use on a
rotating basis.

All my bills are paid online, so I rarely have to buy stamps.

I love iced coffee, but refused to spend all that money for a
Starbucks. I make hot coffee at home and put a larger container of it
in the refrigerator to chill. One hot days like we're having now,
there's nothing so cooling as delicious iced coffee.

Any of you willing to answer either of the two questions above? You
might give the rest of us some good ideas.

Judity
My Home of the Red Fox book web site
http://jabuxton-06-13-08.bravehost.com/
or read any of my other stories in the link below
http://judity.Writing.Com/
Barbara Carlson...
Posted: Sat Jun 21, 2008 1:51 pm
Guest
That's a good question. My husband is retired and I work at home and am
totally digital, so the gas prices have not affected us that much, but we do
try to combine our trips and keep driving to a minimum.

I have definitely cut back on groceries. It is especially hard because as a
diabetic I must eat low-carb, and carbs are the most filling. We are eating
chicken and pork as the cheapest meat. Fish has never been a favorite, so
now we can't afford it it's a good excuse. We are using more eggs for
protein. We grow a lot of our own veggies, but we have more than doubled
the size of our garden. Like you I must have milk--though because of the
carbs in milk I have to limit it. I also must have quality dog food, and
our cats get treated pretty well, too. I also always have cooked from
scratch rather than using prepared foods. That can save you a LOT of money.

If you buy bottled water you should consider what we do. We have a small
home distiller. I would not drink the water that comes out of our
ground--or cook with it. We are surrounded by farms that use chemicals. It
is also loaded with coral calcium and since my husband has had problems with
kidney stones the Dr. advised him not to drink it. For about $200 or less
you can buy a distiller that does a gallon at a time, and way cheaper than
bottled water. We fill our own containers to take it with us. It's easy to
use and takes only a few minutes to do. Just Google small water distillers
and you will come up with several. Ours has been producing a gallon or two
a day for 3 or 4 years and still going strong. You should make sure you
take a mineral supplement if you use distilled water.

I make my own latte every morning. They reported on the news that they
could remember when you could get a cup of coffee for a dollar. Well I
remember when it was only a dime--boy does that date me. I like my coffee,
but I have only had a couple of Starbucks in my life, and what I make at
home is just as good.

We spent part of our "rebate" doing our share and bought an ice cream
maker--one that you don't have to freeze the bowl. Cuisinart's was on sale.
I am experimenting with lower fat and of course use Splenda. I went to buy
ice cream a few weeks ago and was floored at the price! That's about the
only desert I crave occasionally. It's easy to make it low carb, but not
easy to cut the fat and still have a quality product!

Hay and grain have gone way up, but my horses have to eat. No hay is grown
in Florida, so that means it is trucked in. We're trying to coax more grass
in the pasture, but fertilizer and gas for mowing make savings questionable.
We're letting the grass get a little longer before we mow.

We've also set the thermostat up a little, and we've actually had a couple
of cooler days this week, and we turned the a/c off completely. That won't
happen often until next fall. I'm on patrol to turn off lights and TV--when
my husband was chief breadwinner he used to nag the family about that and he
is the worst violator now! We have replaced virtually all the bulbs. That
not only saves energy with the bulb itself, but they generate much less heat
than regular bulbs do, so they save both ways if you live in an area where
a/c is necessary.

Okay, I've bored you enough.

Barb C.
"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:7769d55a-7034-48d4-8e18-e027470b944a at (no spam) w4g2000prd.googlegroups.com...
Quote:
With the cost of almost everything going up, a recent discussion
thread on Amazon.com asked the above question. I am curious enough to
ask that question here. Also, in what ways are you trying to save
money?

As for me, my two "must have" items are milk and quality cat food.

I already save money on gas since my previous car used higher octane
that Blue Satyr does.

I use my well water for some things, but buy drinking water. Instead
of spending over a dollar for a quart of fancy bottled water, I spend
25 cents per gallon from the Glacier machine outside the grocery
store. I buy Sunny Delight juice, and the containers are recycled
just for this purpose. Right now I have around 40 gallons I use on a
rotating basis.

All my bills are paid online, so I rarely have to buy stamps.

I love iced coffee, but refused to spend all that money for a
Starbucks. I make hot coffee at home and put a larger container of it
in the refrigerator to chill. One hot days like we're having now,
there's nothing so cooling as delicious iced coffee.

Any of you willing to answer either of the two questions above? You
might give the rest of us some good ideas.

Judity
My Home of the Red Fox book web site
http://jabuxton-06-13-08.bravehost.com/
or read any of my other stories in the link below
http://judity.Writing.Com/
Anne V....
Posted: Sat Jun 21, 2008 2:51 pm
Guest
I think there's just something about young children hanging in an open
doorway... <G>

"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:806cf31d-df82-4ecb-aeca-d0975508c6b2 at (no spam) x1g2000prh.googlegroups.com...
Quote:
((My grandson's probably getting really tired of hearing,
"Close the door! You're letting the cool air out!" ))

I have to laugh since Mum's constant yell during the summer was,
"Close the door, you're letting the bugs in!" We didn't have air
conditioning back then in either our home or car. When it got too hot
outside, I'd disappear down into our cool double cellar. You have no
idea how delicious it felt to go barefoot in muggy New England heat
and step onto the cold cement floor.

Judity
"Who am I? Why do I write?"
http://www.writing.com/main/view_item/item_id/1170755
or read any of my other stories in the link below
http://judity.Writing.Com/
Anne V....
Posted: Sat Jun 21, 2008 2:53 pm
Guest
Keep warm? Seriously? We're getting close to hitting 100 degrees with
ungodly humidity. I think I'm gonna come visit!!

Anne

"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:c2586f87-a430-4aa9-ad3d-f2580a069be6 at (no spam) t12g2000prg.googlegroups.com...
Quote:
Even though I only have to pay an automatic $43 a month to PG&E, I've
started turning off my electric blanket during the day instead of
keeping it on constantly. My cats have had to find other places to
sleep and keep warm, but they're spoiled enough in other ways.

Anyone else have tips on saving money or what you refuse to give up to
save money? No, Barb, you haven't bored me at all.

Judity
My short stories written so far in 2008
http://www.writing.com/main/view_item/item_id/1368966
or read any of my other stories in the link below
http://judity.Writing.Com/
Barbara Carlson...
Posted: Sat Jun 21, 2008 8:02 pm
Guest
Our well is supposed to be okay to drink, but it tastes terrible to me.
Where we lived in NJ we had a natural artesian spring. It was cold, clear,
and tasted wonderful. In fact when we sold the farm one of the potential
buyers was interested in the property because of the spring with the
potential of bottling it. You should see the stuff our distiller leaves
that we have to clean out!

My dogs have to have their treats. I was feeding the freeze-dried chicken
treats until I heard about them killing dogs. My dogs loved them. However
Purina makes an 85% chicken treat, made in this country, and they probably
like the other ones better, but these work. We also buy them "Red Barn"
which is a meat roll and they LOVE them. They get a slice of that for
breakfast. My cats are treated pretty well but they actually like BJ's
brand better than Fancy Feast! And my horses have to have their nightly
carrot--always go out and check them before I go to bed.

Speaking of dogs--there was a thread a few weeks ago about man being the
only animal who recognized his own reflection and I challenged that! Well I
have been finding things from the top of my dresser on the floor--not chewed
up or anything, but Ava is very curious and likes to closely "examine"
items, and I knew it was her. The dresser has a huge mirror above it. I
walked in the bedroom yesterday afternoon, and Ava was on TOP of the dresser
preening in front of the mirror. Now they bark at strange dogs, so there is
no doubt she was admiring herself. I reprimanded her, but I had a really
good laugh! Vanity thou name is Ava!

I am sure you know, Judity, that you should not drink artificially softened
water. Usually when they set up a system they bypass the softener for the
kitchen sink where you use water to cook, etc. Otherwise there is too much
sodium in the water and it can be harmful. Since you said you do not drink
your well water, not to worry.

I don't like Starbuck's coffee. It has a "burned" taste to me. I buy BJ's
house brand, Columbian. Once in a while I try something different, but I
end up going back to that, and it is cheaper than most others.

Yes, I remember 5 cent Cokes. I liked the cherry Coke. An ice cream cone
used to be a nickel, too with 1 scoop, 2 scoops for a dime! The French fry
place across from the high school gave the best fries--a very generous
serving for a quarter. Oh, well........ Money just seems worthless now!

Barb C.


"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:c2586f87-a430-4aa9-ad3d-f2580a069be6 at (no spam) t12g2000prg.googlegroups.com...
Quote:
(( I would not drink the water that comes out of our
ground--or cook with it. We are surrounded by farms that use
chemicals. ))

When I had my well checked years ago, I was told most of the wells on
my road were slightly contaminated from all the small farms. I do
have a water softening machine out in my well shed, but I keep
forgetting to check it for salt. Must remember to do that, I guess.

((They reported on the news that they
could remember when you could get a cup of coffee for a dollar. Well
I
remember when it was only a dime--boy does that date me. I like my
coffee,
but I have only had a couple of Starbucks in my life, and what I make
at
home is just as good.))

I remember when I could get a large glass of vanilla Coke for a
nickel. I make my own now at home. Starbucks black coffee is given
out for free where I used to bring my other car in for oil changes.
Personally, I didn't care all that much for the flavor. When it goes
on sale at Targets for around $3, I stock up on the cans of General
Foods International coffee, orange cappuccino flavor. This is
delicious good both hot and cold, and I can get maybe three or four
cups out of the one small can.

Even though I only have to pay an automatic $43 a month to PG&E, I've
started turning off my electric blanket during the day instead of
keeping it on constantly. My cats have had to find other places to
sleep and keep warm, but they're spoiled enough in other ways.

Anyone else have tips on saving money or what you refuse to give up to
save money? No, Barb, you haven't bored me at all.

Judity
My short stories written so far in 2008
http://www.writing.com/main/view_item/item_id/1368966
or read any of my other stories in the link below
http://judity.Writing.Com/
Samantha Hill - remove TRASH to reply...
Posted: Sat Jun 21, 2008 8:05 pm
Guest
Judity wrote:
Quote:

Anyone else have tips on saving money or what you refuse to give up to
save money? No, Barb, you haven't bored me at all.


My favorite web site on the subject is www.stretcher.com

I gave up so much so long ago when I quit my systems analyst job to stay
home to raise children (which cut our income by about two-thirds) that I
can't remember any more what I gave up and what is just a normal part of
my life. I try to procrastinate on buying anything as long as I can,
and some things I have been procrastinating on for years and am still
doing fine without them.
Susan Mitchell...
Posted: Sat Jun 21, 2008 11:26 pm
Guest
I suppose I wouldn't give up the pricey Sweetscoop cat liter and Wellness
cat food (wet) and SO prescription dry food that I feed the babies. They are
picky but it is all very good for them. They also drink distilled water kept
in the frig to be cold (with an ice cube added on hot days). The female has
problems and they have to be on the good food. I can't think of anything I
can't live without except I have to have our water filtered either through a
PUR filter on the faucet and then refrigerated or the filter we have on the
one that is on the frig. I only drink water, occasionally some organic
drinks but I prefer water. I do love TAZO teas especially AWAKE ice tea. No
sugar just ice tea. To be honest I could not give up my morning banana and
have hissy fits when we're out of them. They are pricey but they fill me up
and I love them. I've been on an orange craze as well, but I have to have a
banana every morning. I can't think of anything else right now.

--
Sue -- Firefighter mom -- still rabid UW DAWG fan!
"Barbara Carlson" <bbcarlson at (no spam) snappydsl.net> wrote in message
news:VeCdnddVjodJOMDVnZ2dnUVZ_oTinZ2d at (no spam) tampabaydsl.com...
Quote:
Our well is supposed to be okay to drink, but it tastes terrible to me.
Where we lived in NJ we had a natural artesian spring. It was cold,
clear, and tasted wonderful. In fact when we sold the farm one of the
potential buyers was interested in the property because of the spring with
the potential of bottling it. You should see the stuff our distiller
leaves that we have to clean out!

My dogs have to have their treats. I was feeding the freeze-dried chicken
treats until I heard about them killing dogs. My dogs loved them.
However Purina makes an 85% chicken treat, made in this country, and they
probably like the other ones better, but these work. We also buy them
"Red Barn" which is a meat roll and they LOVE them. They get a slice of
that for breakfast. My cats are treated pretty well but they actually
like BJ's brand better than Fancy Feast! And my horses have to have their
nightly carrot--always go out and check them before I go to bed.

Speaking of dogs--there was a thread a few weeks ago about man being the
only animal who recognized his own reflection and I challenged that! Well
I have been finding things from the top of my dresser on the floor--not
chewed up or anything, but Ava is very curious and likes to closely
"examine" items, and I knew it was her. The dresser has a huge mirror
above it. I walked in the bedroom yesterday afternoon, and Ava was on TOP
of the dresser preening in front of the mirror. Now they bark at strange
dogs, so there is no doubt she was admiring herself. I reprimanded her,
but I had a really good laugh! Vanity thou name is Ava!

I am sure you know, Judity, that you should not drink artificially
softened water. Usually when they set up a system they bypass the
softener for the kitchen sink where you use water to cook, etc. Otherwise
there is too much sodium in the water and it can be harmful. Since you
said you do not drink your well water, not to worry.

I don't like Starbuck's coffee. It has a "burned" taste to me. I buy
BJ's house brand, Columbian. Once in a while I try something different,
but I end up going back to that, and it is cheaper than most others.

Yes, I remember 5 cent Cokes. I liked the cherry Coke. An ice cream cone
used to be a nickel, too with 1 scoop, 2 scoops for a dime! The French
fry place across from the high school gave the best fries--a very generous
serving for a quarter. Oh, well........ Money just seems worthless now!

Barb C.


"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:c2586f87-a430-4aa9-ad3d-f2580a069be6 at (no spam) t12g2000prg.googlegroups.com...
(( I would not drink the water that comes out of our
ground--or cook with it. We are surrounded by farms that use
chemicals. ))

When I had my well checked years ago, I was told most of the wells on
my road were slightly contaminated from all the small farms. I do
have a water softening machine out in my well shed, but I keep
forgetting to check it for salt. Must remember to do that, I guess.

((They reported on the news that they
could remember when you could get a cup of coffee for a dollar. Well
I
remember when it was only a dime--boy does that date me. I like my
coffee,
but I have only had a couple of Starbucks in my life, and what I make
at
home is just as good.))

I remember when I could get a large glass of vanilla Coke for a
nickel. I make my own now at home. Starbucks black coffee is given
out for free where I used to bring my other car in for oil changes.
Personally, I didn't care all that much for the flavor. When it goes
on sale at Targets for around $3, I stock up on the cans of General
Foods International coffee, orange cappuccino flavor. This is
delicious good both hot and cold, and I can get maybe three or four
cups out of the one small can.

Even though I only have to pay an automatic $43 a month to PG&E, I've
started turning off my electric blanket during the day instead of
keeping it on constantly. My cats have had to find other places to
sleep and keep warm, but they're spoiled enough in other ways.

Anyone else have tips on saving money or what you refuse to give up to
save money? No, Barb, you haven't bored me at all.

Judity
My short stories written so far in 2008
http://www.writing.com/main/view_item/item_id/1368966
or read any of my other stories in the link below
http://judity.Writing.Com/


Phyllis Nilsson...
Posted: Sun Jun 22, 2008 11:01 am
Guest
Can't give up the car because it is the only way we can get my husband to
dialysis and doctor appointments. We have a Saturn and a Buick, and the
Saturn is used for everything that my husband need not join me in doing.
Would if I had to, but would hate to give up cable and the Internet. His
medical supplies have to stay.

We already don't drink coffee or bottled water, and have no pets to take
care of or credit cards to pay off. We shop at Aldi's instead of Kroger's
and use coupons if they are for things we ordinarily buy anyway. We have
switched light bulbs and I use the hibernation feature on the computer. We
run the dehumidifier in the basement less often. When we can, which isn't
often, we use generic drugs instead of brand names.

We buy clothing and shoes only when weight loss makes it necessary. We
recycle with the city, and I give our aluminum cans to a gentleman in the
neighborhood who collects them. We re-use and re-purpose as many household
items as we can. I stopped buying quilt fabric and batting.

I tried buying local produce, but found it to be more expensive than what we
can get at Aldi's. Unfortunately, we never put our banking information on
the computer, so we do use stamps to pay our bills which, thankfully, are
few.

There may be more, but those are what I can recall at the moment.


"Judity" <Judity01 at (no spam) aol.com> wrote in message
news:7769d55a-7034-48d4-8e18-e027470b944a at (no spam) w4g2000prd.googlegroups.com...
Quote:
With the cost of almost everything going up, a recent discussion
thread on Amazon.com asked the above question. I am curious enough to
ask that question here. Also, in what ways are you trying to save
money?

As for me, my two "must have" items are milk and quality cat food.

I already save money on gas since my previous car used higher octane
that Blue Satyr does.

I use my well water for some things, but buy drinking water. Instead
of spending over a dollar for a quart of fancy bottled water, I spend
25 cents per gallon from the Glacier machine outside the grocery
store. I buy Sunny Delight juice, and the containers are recycled
just for this purpose. Right now I have around 40 gallons I use on a
rotating basis.

All my bills are paid online, so I rarely have to buy stamps.

I love iced coffee, but refused to spend all that money for a
Starbucks. I make hot coffee at home and put a larger container of it
in the refrigerator to chill. One hot days like we're having now,
there's nothing so cooling as delicious iced coffee.

Any of you willing to answer either of the two questions above? You
might give the rest of us some good ideas.

Judity
My Home of the Red Fox book web site
http://jabuxton-06-13-08.bravehost.com/
or read any of my other stories in the link below
http://judity.Writing.Com/
Marsha...
Posted: Sun Jun 22, 2008 11:15 am
Guest
Phyllis Nilsson wrote:
Quote:
Unfortunately, we never put our banking information on
the computer, so we do use stamps to pay our bills which, thankfully, are
few.


Almost all of our bills are automatically deducted from our checking
account. Makes my life a whole lot easier. The only stamps we use are
for water and trash quarterly and property taxes twice a year. The post
office does not get much of our business :-)

Marsha/Ohio
Neal...
Posted: Sun Jun 22, 2008 11:40 am
Guest
We have our "give up" list prioritized in case we get in a financial bind.

The first thing would be to cut down on eating out. We could have a
substantial savings as many times our adult daughters eat with us. Guess
who buys?

The second thing would be one of our cars. We don't need two cars, it is
just a convenience.

The next would be Martha's cell phone. I already changed mine to a Tracfone
with prepaid minutes. I was paying $43 a month for very little use. Now I
have over 700 minutes on my Tracfone which should last me well over a year.

I do think everyone should have a budget. That way you can prioritize your
expenses and spending and see where you could cut if need be.

When we both retired and our income dropped by almost 70 percent, a budget
was started again, and it takes the worry away from being on a fixed income.
We have planned for the unexpected expenses, such as tires for a car, etc..

Neal

"Marsha" <mas at (no spam) xeb.net> wrote in message news:g3ltql$ea1$1 at (no spam) news.datemas.de...
Quote:
Phyllis Nilsson wrote:
Unfortunately, we never put our banking information on the computer, so
we do use stamps to pay our bills which, thankfully, are few.


Almost all of our bills are automatically deducted from our checking
account. Makes my life a whole lot easier. The only stamps we use are
for water and trash quarterly and property taxes twice a year. The post
office does not get much of our business :-)

Marsha/Ohio
 
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