If this happened to you, what would you do?

I worked for a small-sized MTSO that carries UnitedHealth. I left the
company and had been considering whether or not to accept the Cobra
offering. As it worked out, I needed to visit the ER due to abdominal
pain. Went in to the largest hospital in my state, got triaged and sent to
registration. Was told that the hospital was in contract negotiations
with the insurance company and I would have to accept responsibility for
the bill. I decided I would because of the Cobra issue was undecided
anyway. Now, if I had been life flighted in an unconscious state, I doubt
they would have rifled through my pockets and said, oh, we can't take her
to the only Trauma I hospital in the state...take her to the pauper's
hospital!

The question now becomes that I have only a few days left to accept the
Cobra offering, but if I do and continue with this insurance carrier, I
would have to change all my physicians, have medical records forwarded,
etc. Would you do it? If you worked for that MTSO, would you consider it
your responsibility - a former coworker - to post who the MTSO is so those
employees can be aware and take measures? United did the same thing in
another city and it affected 800,000 subscribers. I doubt the MTSO (who
is posting help wanted ads weekly) is going to divulge the information
that its carrier has selective coverage prior to a new hire starting with
them. That would be bad recruiting, right? I have noticed another MTSO
posting "have your benefits been cut?" or something to that effect as
their eye catcher line.

p.s. I actually left the hospital to go to a different one, but got a
bill yesterday from the first one - $170 to be triaged and $65 to take my
pulse (you think I'm kidding you, but I'm not). I could just call my
ex-hubby who is system administrator for the hospital and ask that all the
ER computers crash for a day or two <G

So, if this was you, WWYD?

Carol

If this happened to you, what would you do?

I worked for a small-sized MTSO that carries UnitedHealth. I left the
company and had been considering whether or not to accept the Cobra
offering. As it worked out, I needed to visit the ER due to abdominal
pain. Went in to the largest hospital in my state, got triaged and
sent to registration. Was told that the hospital was in contract
negotiations with the insurance company and I would have to accept
responsibility for the bill. I decided I would because of the Cobra
issue was undecided anyway. Now, if I had been life flighted in an
unconscious state, I doubt they would have rifled through my pockets
and said, oh, we can't take her to the only Trauma I hospital in the
state...take her to the pauper's hospital!

The question now becomes that I have only a few days left to accept
the Cobra offering, but if I do and continue with this insurance
carrier, I would have to change all my physicians, have medical
records forwarded, etc. Would you do it? If you worked for that MTSO,
would you consider it your responsibility - a former coworker - to
post who the MTSO is so those employees can be aware and take
measures? United did the same thing in another city and it affected
800,000 subscribers. I doubt the MTSO (who is posting help wanted ads
weekly) is going to divulge the information that its carrier has
selective coverage prior to a new hire starting with them. That would
be bad recruiting, right? I have noticed another MTSO posting "have
your benefits been cut?" or something to that effect as their eye
catcher line.

"Moon" <nextmoondance_2@bellsouth.net> wrote here for all to
seenews:Uhvrh.11287$653.6631@bignews5.bellsouth.net:

If this happened to you, what would you do?

I worked for a small-sized MTSO that carries UnitedHealth. I left the
company and had been considering whether or not to accept the Cobra
offering. As it worked out, I needed to visit the ER due to abdominal
pain. Went in to the largest hospital in my state, got triaged and
sent to registration. Was told that the hospital was in contract
negotiations with the insurance company and I would have to accept
responsibility for the bill. I decided I would because of the Cobra
issue was undecided anyway. Now, if I had been life flighted in an
unconscious state, I doubt they would have rifled through my pockets
and said, oh, we can't take her to the only Trauma I hospital in the
state...take her to the pauper's hospital!

The question now becomes that I have only a few days left to accept
the Cobra offering, but if I do and continue with this insurance
carrier, I would have to change all my physicians, have medical
records forwarded, etc. Would you do it? If you worked for that MTSO,
would you consider it your responsibility - a former coworker - to
post who the MTSO is so those employees can be aware and take
measures? United did the same thing in another city and it affected
800,000 subscribers. I doubt the MTSO (who is posting help wanted ads
weekly) is going to divulge the information that its carrier has
selective coverage prior to a new hire starting with them. That would
be bad recruiting, right? I have noticed another MTSO posting "have
your benefits been cut?" or something to that effect as their eye
catcher line.

I wouldn't start bad-mouthing a company simply because of the plan they
offer. Heck, I would imagine that many would be tickled pink to have any
medical benefits as an at-home MT in the first place. When DH and I were
both self employed without benefits, we paid 767.00 per month just for
asthma/allergy meds for me and my son. It was 125.00 each just to walk
into the allergy doc's office and we were there all the time. I'd much
rather switch my records, etc. than not have any benefits at all.

If this happened to you, what would you do?

I worked for a small-sized MTSO that carries UnitedHealth. I left the
company and had been considering whether or not to accept the Cobra
offering. As it worked out, I needed to visit the ER due to abdominal
pain. Went in to the largest hospital in my state, got triaged and sent to
registration. Was told that the hospital was in contract negotiations
with the insurance company and I would have to accept responsibility for
the bill. I decided I would because of the Cobra issue was undecided
anyway. Now, if I had been life flighted in an unconscious state, I doubt
they would have rifled through my pockets and said, oh, we can't take her
to the only Trauma I hospital in the state...take her to the pauper's
hospital!

The question now becomes that I have only a few days left to accept the
Cobra offering, but if I do and continue with this insurance carrier, I
would have to change all my physicians, have medical records forwarded,
etc. Would you do it? If you worked for that MTSO, would you consider it
your responsibility - a former coworker - to post who the MTSO is so those
employees can be aware and take measures? United did the same thing in
another city and it affected 800,000 subscribers. I doubt the MTSO (who
is posting help wanted ads weekly) is going to divulge the information
that its carrier has selective coverage prior to a new hire starting with
them. That would be bad recruiting, right? I have noticed another MTSO
posting "have your benefits been cut?" or something to that effect as
their eye catcher line.

p.s. I actually left the hospital to go to a different one, but got a
bill yesterday from the first one - $170 to be triaged and $65 to take my
pulse (you think I'm kidding you, but I'm not). I could just call my
ex-hubby who is system administrator for the hospital and ask that all the
ER computers crash for a day or two <G

So, if this was you, WWYD?

Carol

I didn't really see it as bad mouthing a particular company, more than "if
your employer uses XXX insurance check it out first." As of now, there is
no notice by the insurance company that it no longer participates with that
hospital system. In both instances, the cessation of coverage happened
without notice. In the case of the Denver hospital system, people already
in the hospital were being transferred to different hospitals if they had
non-life threatening conditions or if approved and already scheduled for
procedures, being rescheduled to other facilities. Geez, I'd want my family
to know how to proceed just because my hospital and insurance company had a
falling out, and I'd rather they be aware it _could_ happen than being hit
between the eyes. But, that's just me.

I guess part of what got my goat about this was that I was not told of this
falling out with my physicians/hospital system while being offered Cobra.
Sort of like, give us your money and heeheehee just try to get coverage for
procedures while you are paying out the arse for it. For some of the
services, I would have to make a 300-mile round trip to Atlanta. They do
have a private policy I could switch to, but I've already been told that my
height/weight proportion would prevent me from being underwritten. And, I
wasn't exactly expecting to be needing expensive services so I have waited
until I need to come up with a couple grand just to get me through this
month...and of course, money isn't growing on trees despite global warming
G>.

I need to think on it more. <geez, that sounded Gomer Pylish, didn't it?

While badmouthing a company because of the insurance they offer may
not be very gracious <G>, weighing carefully a decision whether to
join that company based on their insurance is good business!

If this happened to you, what would you do?

I worked for a small-sized MTSO that carries UnitedHealth. I left the
company and had been considering whether or not to accept the Cobra
offering. As it worked out, I needed to visit the ER due to abdominal
pain. Went in to the largest hospital in my state, got triaged and sent to
registration. Was told that the hospital was in contract negotiations
with the insurance company and I would have to accept responsibility for
the
bill. I decided I would because of the Cobra issue was undecided anyway.
Now, if I had been life flighted in an unconscious state, I doubt they
would have rifled through my pockets and said, oh, we can't take her to
the only Trauma I hospital in the state...take her to the pauper's
hospital!

The question now becomes that I have only a few days left to accept the
Cobra offering, but if I do and continue with this insurance carrier, I
would have to change all my physicians, have medical records forwarded,
etc.
Would you do it? If you worked for that MTSO, would you consider it your
responsibility - a former coworker - to post who the MTSO is so those
employees can be aware and take measures? United did the same thing in
another city and it affected 800,000 subscribers. I doubt the MTSO (who
is posting help wanted ads weekly) is going to divulge the information
that its
carrier has selective coverage prior to a new hire starting with them.
That
would be bad recruiting, right? I have noticed another MTSO posting "have
your benefits been cut?" or something to that effect as their eye catcher
line.

p.s. I actually left the hospital to go to a different one, but got a
bill yesterday from the first one - $170 to be triaged and $65 to take my
pulse
(you think I'm kidding you, but I'm not). I could just call my ex-hubby
who is system administrator for the hospital and ask that all the ER
computers crash for a day or two <G

So, if this was you, WWYD?

Carol

When I got laid off from the hospital where I worked, I opted for
COBRA. Had I not, I'd not have been able to afford the insurance.
After the COBRA period ended (I believe it was 18 months), I switched
to regular health insurance and had I not been working at home, could
never have afforded it. Several years later, my insurance cost me $616
a month just for me, not family or even husband coverage. If I had it
to do again, I would still take the COBRA coverage.

Moon wrote:

anne@munge.com wrote here for all to
seenews:0qiuq21fiflivj3t7vcsdcirjuaet511fl@4ax.com:

While badmouthing a company because of the insurance they offer may
not be very gracious <G>, weighing carefully a decision whether to
join that company based on their insurance is good business!

Yes, it is but the person asked the question about whether or not to post
about the company, IIRC