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| Rod Speed... |
 Posted: Wed Oct 28, 2009 5:34 pm |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government
to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to work
rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
Yep, exactly.... health care debt is NOT the reason for most of those bankruptcies.
You can repeat that lie till you are blue in the face if you like, fools no one.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
...and yet my cite, (the one you snipped) clearly proved my point,
[/quote]
Like hell it ever did. They were STILL bankrupted by their serious medical problem, fuckwit.
Doesnt happen in ANY OTHER MODERN FIRST OR SECOND WORLD COUNTRY WHICH
ALL AVOID ANYONE BEING BANKRUPTED BY A SERIOUS MEDICAL PROBLEM.
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
LOL
Village eejut antics cut no mustard, stupid.
It doesn't here either.....
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
but who pays the rent/mortgage and light bill?
The disability pension, fuckwit.
The studies show clearly that those are the
kind of items that cause the bankruptcies..
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
after all, the average medical debt for those studies is a measly $11K
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
and anybody that files bankruptcy for that small amount is a total
fool.... they must have had big debt from other things... ya think?
Nope, your number is a lie.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
Doesnt happen in the US either if you qualify for medicare.
Medicare pays the rent?
Nope, the hospital bill, fuckwit.
Really? I didn't know that...
No surprises there.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
As it does here in the states,
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
The reason for the bankruptcies is that while a person is laid
up his rent/mortgage isn't getting paid, his light and water bills
are not getting paid. His car payment and grocery bills and
shoes for the kiddies goes unpaid...
And in all those other first and second world countrys, those who cannot work
due to a serious medical problem, have those paid by their disability pension etc.
..while the average medical debt for those people is only $11K...
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936[/quote] |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 5:36 pm |
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Guest
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Steve wrote:
[quote]On Thu, 29 Oct 2009 08:46:38 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up
Scotty <Then-Destroy-Everything at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361
since 1/20/09" <ze... at (no spam) finestplanet.com
wrote:
Don't talk like an idiot. National
Defense is clearly a government
responsibility.
So is the public welfare.
My welfare is just fine. I need no
government interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal
NOT to sign up.
That's the Baucus bill, will is a whore
industry bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in
their *persons* , houses, *papers* , and
effects, against unreasonable searches and
*seizures* , shall not be violated, and *no
Warrants* shall issue, but upon probable
cause, supported by Oath or affirmation,
and particularly describing the place to be
searched, and the persons or things to be
seized. You are interfering with my right
to be secure in my person and papers, by
forcing me to hand them over to an
insurance company or government.
I will not comply.
Gee, where were you the previous eight years.
We could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records
before Obama came along.
You've got to be joking, right? Do you think
for a moment that ANY insurance company is
going to give you health insurance coverage
without full access to your medical records?
And honestly, you right wingers crack me up.
If you want health insurance, you have to pay
for it. But you cry and cry and cry because
I pay taxes and what's the difference if I have
a FEMA payment or The government pays for the
hospital because a BUS hits me(Bus or Hurricane
wheres the difference).... Why does one cost you
but it's OK, and the other is intolerable. If
I have to pay for FEMA to give you Emergency
care, why complain when I am uninsured for
health care?
Just for starters, catastrophic health care is a
hell of a lot more expensive than a mobile home
and six months of stipends while you get your
life together. Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to
give you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You
can lose your house by not getting insurance
when a hurricane hits... Are you mandated to
have hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire
or flood, plus any that are particular to your
locale, such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did
get cancer when no one in my family ever had it
before then I might lose my house, how is that
your concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were
insured in the first place.
Nope.
Yep.
Where would the money come from with free
Government health care?
From taxes, stupid.
So explain how that is different from the money
coming from where it does now?
The most obvious difference is that you would no
longer be at risk of being bankrupted by a serious
medical problem, even if you do have health
insurance.
Lefterloons do like having a mommy government to pick
them up when they fall down...
Anyone with even half a clue prefers not to be
bankrupted by a serious medical problem even if they
do have health insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become
broke and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health
insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In
fact the only real poor in a modern first world
country are those whose only income is just welfare.
How do we afford Mortgages for people that have
poor credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership
rates among minorities and low-income consumers, the
Fannie Mae Corporation is easing the credit
requirements on loans that it will purchase from
banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the
New York metropolitan region -- will encourage
those banks to extend home mortgages to individuals
whose credit is generally not good enough to
qualify for conventional loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from
the Clinton Administration to expand mortgage loans
among low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the
exact opposite to maintain its phenomenal growth in
profits, you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime
borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for
conventional loans, can only get loans from finance
companies that charge much higher interest rates --
anywhere from three to four percentage points higher
than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for
millions of families in the 1990's by reducing down
payment requirements,'' said Franklin D. Raines,
Fannie Mae's chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements
happened right thruout the first and second world, so
it cant have been Fannie Mae, you silly little
pathological liar.
''Yet there remain too many borrowers whose credit
is just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage
rates in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is
sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate
was so high that the absolute vast bulk of them were
paid out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of
the loans in the subprime market went to black
borrowers, compared
to 5 per cent of loans in the conventional loan
market.
Doesnt mean that they were bad loans, you silly
little pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a
very high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little
pathological liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around
us,'' said Peter Wallison a resident fellow at the
American Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up
and bail them out the way it stepped up and bailed
out the thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who
qualify can secure a mortgage with an interest rate
one percentage point above that of a conventional,
30-year fixed rate mortgage of less than $240,000
-- a rate that currently averages about 7.76 per
cent. If the borrower makes his or her monthly
payments on time for two years, the one percentage
point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to
consumers. Instead, it purchases loans that banks
make on what is called the secondary market. By
expanding the type of loans that it will buy,
Fannie Mae is hoping to spur banks to make more
loans to people with less-than-stellar credit
ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages
will be extended to all potential borrowers who can
qualify for a mortgage. But they add that the move
is intended in part to increase the number of
minority and low income home owners who tend to
have worse credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic
applicants jumped by 87.2 per cent from 1993 to
1998, according to Harvard University's Joint
Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African
Americans who got mortgages to buy a home increased
by 71.9 per cent and the number of Asian Americans
by
46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the
IRS to enforce this new unconstitutional forced
health insurance.
You're lying now. He has never ever said that the
dregs will all be forced to pay for insurance.
It isnt even possible, most obviously with the
'homeless' etc.
To start with, the government is not supposed to
pay my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy
number so they will save you, I'll take my chances
of going out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health
care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you
anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a
check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there,
child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you
loser's health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want
to raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little
pathological liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be
your mommy...
Its actually about deciding what govt should do and what
govt doesnt do well.
The only thing government has done well in the last 100
years is fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by
insisting that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as
always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need
to snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
Sorry but grownups don't get do-overs these days, not even from
your mommy government...
Never ever could bullshit and lie its way out of a wet paper bag.
..and you keep on trying...
[/quote]
Corse you never ever do anything like that yourself, eh fuckwit ?
[quote]You snipped the cite because you couldn't argue it
[/quote]
Another lie, just did, fuckwit.
ALL it shows is what I said all along, that the majority who go bankrupt are bankrupted
BY A SERIOUS MEDICAL PROBLEM, even if they do have health insurance. |
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| (David P.)... |
| Posted: Wed Oct 28, 2009 6:41 pm |
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Guest
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"Rod Speed" <rod.speed.... at (no spam) gmail.com> wrote:
[quote]Steve wrote
...and yet my cite, clearly proved my point,
Like hell it did. They were STILL bankrupted by their
serious medical problem.
[/quote]
http://www.youtube.com/watch?v=BJTgjjOUzsw
..
..
-- |
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| 5258 Dead, 391 since 1/20/09... |
| Posted: Wed Oct 28, 2009 7:06 pm |
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Guest
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On Thu, 29 Oct 2009 07:45:12 +1100, Rod Speed wrote:
[quote]Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up
when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by a
serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the
USA!
Of course they do... almost always to people who bought a big
screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by serious
medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-
Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies were the result
of the sick person not being able to work rather than the costs of
treating the disease,
Thats just the detail of HOW you get bankrupted by a serious medical
problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever said a word about
health insurance adequacy, fuckwit.
rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world country
where what pays for your health care costs when you end up with a
serious medical problem does not cut out when you cant work because of
that serious medical problem, fuckwit.
Doesnt happen in the US either if you qualify for medicare.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same system
that pays for them while they are still working, fuckwit.
[/quote]
You're wasting your time with a pathetic, criminal troll who will
continue to goad you, getting increasingly vicious, and then begin
stalking you. |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 8:31 pm |
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Guest
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5258 Dead, 391 since 1/20/09 wrote
[quote]Rod Speed wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government
to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by a
serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to
work rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by a
serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
Doesnt happen in the US either if you qualify for medicare.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
You're wasting your time
[/quote]
Nope, there will always be some fools that buy the lies if they arent exposed.
[quote]with a pathetic, criminal troll who will continue to goad you,
[/quote]
He aint goading anyone.
[quote]getting increasingly vicious, and then begin stalking you.
[/quote]
There's always the rotty and the shotty. |
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| Rod Speed... |
| Posted: Thu Oct 29, 2009 12:11 am |
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Guest
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David P wrote
[quote]Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
...and yet my cite, clearly proved my point,
Like hell it did. They were STILL bankrupted by their serious medical problem.
http://www.youtube.com/watch?v=BJTgjjOUzsw
[/quote]
That was you presumably. |
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| Steve... |
| Posted: Thu Oct 29, 2009 3:33 am |
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On Wed, 28 Oct 2009 21:41:47 -0700 (PDT), "(David P.)"
<imbibe at (no spam) mindspring.com> wrote:
[quote]"Rod Speed" <rod.speed.... at (no spam) gmail.com> wrote:
Steve wrote
...and yet my cite, clearly proved my point,
Like hell it did. They were STILL bankrupted by their
serious medical problem.
http://www.youtube.com/watch?v=BJTgjjOUzsw
.
.
But not because the insurance failed them...[/quote]
--
Contrary to what liberals are whining, nobody
owes you anything. |
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| Steve... |
| Posted: Thu Oct 29, 2009 3:33 am |
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Guest
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On Wed, 28 Oct 2009 17:14:12 -0700 (PDT), Phlip <phlip2005 at (no spam) gmail.com>
wrote:
[quote]On Oct 28, 2:56 am, Steve <stevencan... at (no spam) yahooooooo.com> wrote:
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Brilliant response! Got a number - from ANYWHERE, even a Fox blog - to
back it up?
Yep
http://www.american.com/archive/2009/august/the-medical-bankruptcy-myth
"Dranove and Millenson critically analyzed the data from the 2005
edition of the medical bankruptcy study. They found that medical
spending was a contributing factor in only 17 percent of U.S.
bankruptcies.
Ah, so it's 12% to 17%. Not 0%, like in other countries. Thanks for
confirming my point.
And notice you answered the question "do ALL bankruptcies in the US
have medical causes?" Nobody asked that, & everyone knows the answer
is no.
AND it didn't answer how many of those 12-17% had insurance at the
time, which was the actual question. The number is, again, >0%. Maybe
you are confused about the meaning of the term "insurance".
But thanks for playing.
[/quote]
Well, obviously some people have not bought adequate insurance
--
Contrary to what liberals are whining, nobody
owes you anything. |
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| Steve... |
| Posted: Thu Oct 29, 2009 3:33 am |
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On Wed, 28 Oct 2009 20:06:33 -0500, "5258 Dead, 391 since 1/20/09"
<dead at (no spam) dead.com> wrote:
[quote]On Thu, 29 Oct 2009 07:45:12 +1100, Rod Speed wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up
when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by a
serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the
USA!
Of course they do... almost always to people who bought a big
screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by serious
medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-
Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies were the result
of the sick person not being able to work rather than the costs of
treating the disease,
Thats just the detail of HOW you get bankrupted by a serious medical
problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever said a word about
health insurance adequacy, fuckwit.
rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world country
where what pays for your health care costs when you end up with a
serious medical problem does not cut out when you cant work because of
that serious medical problem, fuckwit.
Doesnt happen in the US either if you qualify for medicare.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same system
that pays for them while they are still working, fuckwit.
You're wasting your time with a pathetic, criminal troll who will
continue to goad you, getting increasingly vicious, and then begin
stalking you.
[/quote]
OOOHHHH Poor Zepp, still miffed because I discovered that he wears
depends.... and unable to do anything about it...
I figure it's time to start considering legal action
against this little stalker.
--David B.(Zepp) Jamieson 2 Mar 2005
http://groups.google.com/group/alt.politics.democrats.d/msg/b503459d6b2db5b2?hl=en& |
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| Steve... |
| Posted: Thu Oct 29, 2009 3:33 am |
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On Thu, 29 Oct 2009 10:34:31 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government
to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to work
rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
Yep, exactly.... health care debt is NOT the reason for most of those bankruptcies.
You can repeat that lie till you are blue in the face if you like, fools no one.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
...and yet my cite, (the one you snipped) clearly proved my point,
Like hell it ever did. They were STILL bankrupted by their serious medical problem, fuckwit.
[/quote]
....which had nothing to do with their insurance...
[quote]Doesnt happen in ANY OTHER MODERN FIRST OR SECOND WORLD COUNTRY WHICH
ALL AVOID ANYONE BEING BANKRUPTED BY A SERIOUS MEDICAL PROBLEM.
[/quote]
<shaking my head and smiling>
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
LOL
Village eejut antics cut no mustard, stupid.
It doesn't here either.....
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
but who pays the rent/mortgage and light bill?
The disability pension, fuckwit.
The studies show clearly that those are the
kind of items that cause the bankruptcies..
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
after all, the average medical debt for those studies is a measly $11K
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
and anybody that files bankruptcy for that small amount is a total
fool.... they must have had big debt from other things... ya think?
Nope, your number is a lie.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
Doesnt happen in the US either if you qualify for medicare.
Medicare pays the rent?
Nope, the hospital bill, fuckwit.
Really? I didn't know that...
No surprises there.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
As it does here in the states,
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
The reason for the bankruptcies is that while a person is laid
up his rent/mortgage isn't getting paid, his light and water bills
are not getting paid. His car payment and grocery bills and
shoes for the kiddies goes unpaid...
And in all those other first and second world countrys, those who cannot work
due to a serious medical problem, have those paid by their disability pension etc.
..while the average medical debt for those people is only $11K...
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[/quote]
--
Contrary to what liberals are whining, nobody
owes you anything. |
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| Steve... |
| Posted: Thu Oct 29, 2009 3:33 am |
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Guest
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On Thu, 29 Oct 2009 10:36:56 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote:
On Thu, 29 Oct 2009 08:46:38 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up
Scotty <Then-Destroy-Everything at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361
since 1/20/09" <ze... at (no spam) finestplanet.com
wrote:
Don't talk like an idiot. National
Defense is clearly a government
responsibility.
So is the public welfare.
My welfare is just fine. I need no
government interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal
NOT to sign up.
That's the Baucus bill, will is a whore
industry bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in
their *persons* , houses, *papers* , and
effects, against unreasonable searches and
*seizures* , shall not be violated, and *no
Warrants* shall issue, but upon probable
cause, supported by Oath or affirmation,
and particularly describing the place to be
searched, and the persons or things to be
seized. You are interfering with my right
to be secure in my person and papers, by
forcing me to hand them over to an
insurance company or government.
I will not comply.
Gee, where were you the previous eight years.
We could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records
before Obama came along.
You've got to be joking, right? Do you think
for a moment that ANY insurance company is
going to give you health insurance coverage
without full access to your medical records?
And honestly, you right wingers crack me up.
If you want health insurance, you have to pay
for it. But you cry and cry and cry because
I pay taxes and what's the difference if I have
a FEMA payment or The government pays for the
hospital because a BUS hits me(Bus or Hurricane
wheres the difference).... Why does one cost you
but it's OK, and the other is intolerable. If
I have to pay for FEMA to give you Emergency
care, why complain when I am uninsured for
health care?
Just for starters, catastrophic health care is a
hell of a lot more expensive than a mobile home
and six months of stipends while you get your
life together. Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to
give you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You
can lose your house by not getting insurance
when a hurricane hits... Are you mandated to
have hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire
or flood, plus any that are particular to your
locale, such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did
get cancer when no one in my family ever had it
before then I might lose my house, how is that
your concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were
insured in the first place.
Nope.
Yep.
Where would the money come from with free
Government health care?
From taxes, stupid.
So explain how that is different from the money
coming from where it does now?
The most obvious difference is that you would no
longer be at risk of being bankrupted by a serious
medical problem, even if you do have health
insurance.
Lefterloons do like having a mommy government to pick
them up when they fall down...
Anyone with even half a clue prefers not to be
bankrupted by a serious medical problem even if they
do have health insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become
broke and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health
insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In
fact the only real poor in a modern first world
country are those whose only income is just welfare.
How do we afford Mortgages for people that have
poor credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership
rates among minorities and low-income consumers, the
Fannie Mae Corporation is easing the credit
requirements on loans that it will purchase from
banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the
New York metropolitan region -- will encourage
those banks to extend home mortgages to individuals
whose credit is generally not good enough to
qualify for conventional loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from
the Clinton Administration to expand mortgage loans
among low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the
exact opposite to maintain its phenomenal growth in
profits, you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime
borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for
conventional loans, can only get loans from finance
companies that charge much higher interest rates --
anywhere from three to four percentage points higher
than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for
millions of families in the 1990's by reducing down
payment requirements,'' said Franklin D. Raines,
Fannie Mae's chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements
happened right thruout the first and second world, so
it cant have been Fannie Mae, you silly little
pathological liar.
''Yet there remain too many borrowers whose credit
is just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage
rates in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is
sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate
was so high that the absolute vast bulk of them were
paid out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of
the loans in the subprime market went to black
borrowers, compared
to 5 per cent of loans in the conventional loan
market.
Doesnt mean that they were bad loans, you silly
little pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a
very high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little
pathological liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around
us,'' said Peter Wallison a resident fellow at the
American Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up
and bail them out the way it stepped up and bailed
out the thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who
qualify can secure a mortgage with an interest rate
one percentage point above that of a conventional,
30-year fixed rate mortgage of less than $240,000
-- a rate that currently averages about 7.76 per
cent. If the borrower makes his or her monthly
payments on time for two years, the one percentage
point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to
consumers. Instead, it purchases loans that banks
make on what is called the secondary market. By
expanding the type of loans that it will buy,
Fannie Mae is hoping to spur banks to make more
loans to people with less-than-stellar credit
ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages
will be extended to all potential borrowers who can
qualify for a mortgage. But they add that the move
is intended in part to increase the number of
minority and low income home owners who tend to
have worse credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic
applicants jumped by 87.2 per cent from 1993 to
1998, according to Harvard University's Joint
Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African
Americans who got mortgages to buy a home increased
by 71.9 per cent and the number of Asian Americans
by
46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the
IRS to enforce this new unconstitutional forced
health insurance.
You're lying now. He has never ever said that the
dregs will all be forced to pay for insurance.
It isnt even possible, most obviously with the
'homeless' etc.
To start with, the government is not supposed to
pay my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy
number so they will save you, I'll take my chances
of going out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health
care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you
anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a
check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there,
child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you
loser's health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want
to raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little
pathological liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be
your mommy...
Its actually about deciding what govt should do and what
govt doesnt do well.
The only thing government has done well in the last 100
years is fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by
insisting that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as
always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need
to snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
Sorry but grownups don't get do-overs these days, not even from
your mommy government...
Never ever could bullshit and lie its way out of a wet paper bag.
..and you keep on trying...
Corse you never ever do anything like that yourself, eh fuckwit ?
You snipped the cite because you couldn't argue it
Another lie, just did, fuckwit.
[/quote]
<LOL> Reposting your vague cite and saying "no, no, no," isn't
arguing.
[quote]ALL it shows is what I said all along, that the majority who go bankrupt are bankrupted
BY A SERIOUS MEDICAL PROBLEM, even if they do have health insurance.
[/quote]
--
Contrary to what liberals are whining, nobody
owes you anything. |
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| Rod Speed... |
| Posted: Thu Oct 29, 2009 1:11 pm |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
...and yet my cite, clearly proved my point,
Like hell it did. They were STILL bankrupted by their serious medical problem.
But not because the insurance failed them...
[/quote]
No one ever said that the insurance failed them, fuckwit.
You cant be bankrupted by a serious medical problem in any other modern first or second world country, fuckwit. |
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| Rod Speed... |
| Posted: Thu Oct 29, 2009 1:15 pm |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government
to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to work
rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for
people with insurance are because their disease/injury prevented
them from working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
Yep, exactly.... health care debt is NOT the reason for most of those bankruptcies.
You can repeat that lie till you are blue in the face if you like, fools no one.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
...and yet my cite, (the one you snipped) clearly proved my point,
Like hell it ever did. They were STILL bankrupted by their serious medical problem, fuckwit.
...which had nothing to do with their insurance...
[/quote]
Never said it did, fuckwit.
[quote]Doesnt happen in ANY OTHER MODERN FIRST OR SECOND WORLD COUNTRY WHICH
ALL AVOID ANYONE BEING BANKRUPTED BY A SERIOUS MEDICAL PROBLEM.
shaking my head and smiling
[/quote]
Never ever could bullshit its way out of a wet paper bag.
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
LOL
Village eejut antics cut no mustard, stupid.
It doesn't here either.....
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
but who pays the rent/mortgage and light bill?
The disability pension, fuckwit.
The studies show clearly that those are the
kind of items that cause the bankruptcies..
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
after all, the average medical debt for those studies is a measly $11K
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
and anybody that files bankruptcy for that small amount is a total
fool.... they must have had big debt from other things... ya think?
Nope, your number is a lie.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
Doesnt happen in the US either if you qualify for medicare.
Medicare pays the rent?
Nope, the hospital bill, fuckwit.
Really? I didn't know that...
No surprises there.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
As it does here in the states,
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
The reason for the bankruptcies is that while a person is laid
up his rent/mortgage isn't getting paid, his light and water bills
are not getting paid. His car payment and grocery bills and
shoes for the kiddies goes unpaid...
And in all those other first and second world countrys, those who cannot work
due to a serious medical problem, have those paid by their disability pension etc.
..while the average medical debt for those people is only $11K...
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936[/quote] |
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| Phlip... |
| Posted: Thu Oct 29, 2009 1:16 pm |
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Guest
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Rod Speed wrote:
[quote]Steve wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
...and yet my cite, clearly proved my point,
Like hell it did. They were STILL bankrupted by their serious medical problem.
But not because the insurance failed them...
No one ever said that the insurance failed them, fuckwit.
[/quote]
Don't you know the definition of "insurance"? It means "you pay every month, and
when you have a problem that might bankrupt you, the insurer is free to _then_
proofread your application, _after_ taking your money, and cancel your policy".
Some people don't mind wholesale theft around here... or maybe the Libruls made
up this "recision" thing, to manufacture a crisis. Yeah, that's the ticket... |
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| Rod Speed... |
| Posted: Thu Oct 29, 2009 1:17 pm |
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Steve wrote:
[quote]On Thu, 29 Oct 2009 10:36:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 08:46:38 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up
Scotty <Then-Destroy-Everything at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam
Me Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361
since 1/20/09" <ze... at (no spam) finestplanet.com
wrote:
Don't talk like an idiot. National
Defense is clearly a government
responsibility.
So is the public welfare.
My welfare is just fine. I need no
government interference.
How is offering you a low-cost
alternative "interference"?
Who's "offering", they are making it
illegal NOT to sign up.
That's the Baucus bill, will is a whore
industry bill. I'm opposed to that one,
too.
Amendment IV
The right of the people to be secure in
their *persons* , houses, *papers* , and
effects, against unreasonable searches and
*seizures* , shall not be violated, and
*no Warrants* shall issue, but upon
probable cause, supported by Oath or
affirmation, and particularly describing
the place to be searched, and the persons
or things to be seized. You are
interfering with my right to be secure in
my person and papers, by forcing me to
hand them over to an insurance company or
government.
I will not comply.
Gee, where were you the previous eight
years. We could have used you.- Hide
quoted text -
Used him how? There was no requirement to
buy health insurance and give up your
records before Obama came along.
You've got to be joking, right? Do you think
for a moment that ANY insurance company is
going to give you health insurance coverage
without full access to your medical records?
And honestly, you right wingers crack me up.
If you want health insurance, you have to pay
for it. But you cry and cry and cry because
I pay taxes and what's the difference if I
have a FEMA payment or The government pays
for the hospital because a BUS hits me(Bus or
Hurricane wheres the difference).... Why does
one cost you but it's OK, and the other is
intolerable. If I have to pay for FEMA to
give you Emergency care, why complain when I
am uninsured for health care?
Just for starters, catastrophic health care is
a hell of a lot more expensive than a mobile
home and six months of stipends while you get
your life together. Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to
give you a life back.
SO a storm is OK for us all to pay for, but a
Bus hitting you is Not... Interesting how you
justify government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You
can lose your house by not getting insurance
when a hurricane hits... Are you mandated to
have hurricane insurance?
Actually, in some areas you are. And of
course, anyone paying a mortgage is required
to have insurance against standard disasters
such as fire or flood, plus any that are
particular to your locale, such as earthquakes
or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did
get cancer when no one in my family ever had
it before then I might lose my house, how is
that your concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the
loss once the money from your house has run
out, and that costs us more than if you were
insured in the first place.
Nope.
Yep.
Where would the money come from with free
Government health care?
From taxes, stupid.
So explain how that is different from the money
coming from where it does now?
The most obvious difference is that you would no
longer be at risk of being bankrupted by a serious
medical problem, even if you do have health
insurance.
Lefterloons do like having a mommy government to
pick them up when they fall down...
Anyone with even half a clue prefers not to be
bankrupted by a serious medical problem even if they
do have health insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become
broke and join the poor.
That happens right now with those who have a
serious medical problem, even if they do have
health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In
fact the only real poor in a modern first world
country are those whose only income is just
welfare.
How do we afford Mortgages for people that have
poor credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership
rates among minorities and low-income consumers,
the Fannie Mae Corporation is easing the credit
requirements on loans that it will purchase from
banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the
New York metropolitan region -- will encourage
those banks to extend home mortgages to
individuals whose credit is generally not good
enough to qualify for conventional loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of
home mortgages, has been under increasing
pressure from the Clinton Administration to
expand mortgage loans among low and moderate
income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain
its phenomenal growth in profits.
If they really were bad loans, that would do the
exact opposite to maintain its phenomenal growth in
profits, you silly little pathological liar.
In addition, banks, thrift institutions and
mortgage companies have been pressing Fannie Mae
to help them make more loans to so-called subprime
borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for
conventional loans, can only get loans from
finance companies that charge much higher
interest rates -- anywhere from three to four
percentage points higher than conventional loans.
They clearly arent bad loans if they are making
them at those higher rates, you silly little
pathological liar.
''Fannie Mae has expanded home ownership for
millions of families in the 1990's by reducing
down payment requirements,'' said Franklin D.
Raines, Fannie Mae's chairman and chief executive
officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements
happened right thruout the first and second world,
so it cant have been Fannie Mae, you silly little
pathological liar.
''Yet there remain too many borrowers whose credit
is just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage
rates in the so-called subprime market.''
They clearly arent bad loans if they are making
them at those higher rates, you silly little
pathological liar.
Demographic information on these borrowers is
sketchy.
But it is known that a hell of a lot of them were
to flippers and so
werent
anything even remotely resembling bad loans while
the boom lasted, essentially because the turnover
rate was so high that the absolute vast bulk of
them were paid out while the boom lasted,
repeatedly.
But at least one study indicates that 18 percent
of the loans in the subprime market went to black
borrowers, compared
to 5 per cent of loans in the conventional loan
market.
Doesnt mean that they were bad loans, you silly
little pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly
more risk,
Easy to claim. Have fun actually substantiating
that claim, particularly
with loans to flippers who turn over the loans at a
very high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little
pathological liar.
''From the perspective of many people, including
me, this is another thrift industry growing up
around us,'' said Peter Wallison a resident
fellow at the American Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step
up and bail them out the way it stepped up and
bailed out the thrift industry.''
Yes, but that does not make them bad loans, you
silly little pathological liar.
Under Fannie Mae's pilot program, consumers who
qualify can secure a mortgage with an interest
rate one percentage point above that of a
conventional, 30-year fixed rate mortgage of less
than $240,000 -- a rate that currently averages
about 7.76 per cent. If the borrower makes his or
her monthly payments on time for two years, the
one percentage point premium is dropped.
Yes, but that does not make them bad loans, you
silly little pathological liar.
Fannie Mae, the nation's biggest underwriter of
home mortgages, does not lend money directly to
consumers. Instead, it purchases loans that banks
make on what is called the secondary market. By
expanding the type of loans that it will buy,
Fannie Mae is hoping to spur banks to make more
loans to people with less-than-stellar credit
ratings.
Yes, but that does not make them bad loans, you
silly little pathological liar.
Fannie Mae officials stress that the new mortgages
will be extended to all potential borrowers who
can qualify for a mortgage. But they add that the
move is intended in part to increase the number of
minority and low income home owners who tend to
have worse credit ratings than non-Hispanic
whites.
Yes, but that does not make them bad loans, you
silly little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you
silly little pathological liar.
The number of mortgages extended to Hispanic
applicants jumped by 87.2 per cent from 1993 to
1998, according to Harvard University's Joint
Center for Housing Studies.
Yes, but that does not make them bad loans, you
silly little pathological liar.
During that same period the number of African
Americans who got mortgages to buy a home
increased by 71.9 per cent and the number of
Asian Americans by
46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the
IRS to enforce this new unconstitutional forced
health insurance.
You're lying now. He has never ever said that the
dregs will all be forced to pay for insurance.
It isnt even possible, most obviously with the
'homeless' etc.
To start with, the government is not supposed to
pay my bills.
No one is saying that the govt will pay your
bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy
number so they will save you, I'll take my
chances of going out with the trash.
You're always free to shoot yourself when you
get a serious medical problem.
Then why do I need to be forced to buy your health
care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you
anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever
important government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a
check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there,
child.
sure, sure, and that's why the Democrat's "health care
reform" involves raising taxes on the rich people to pay
for you loser's health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats
want to raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little
pathological liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be
your mommy...
Its actually about deciding what govt should do and what
govt doesnt do well.
The only thing government has done well in the last 100
years is fight wars.
Another pig ignorant lie. The CDC has done very well
indeed.
Oh yeah, the fools who degrade people's immune system by
insisting that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you
will understand it..
Thats all you had there. So you're admitting you have nothing,
as always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need
to snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
Sorry but grownups don't get do-overs these days, not even from
your mommy government...
Never ever could bullshit and lie its way out of a wet paper bag.
..and you keep on trying...
Corse you never ever do anything like that yourself, eh fuckwit ?
You snipped the cite because you couldn't argue it
Another lie, just did, fuckwit.
LOL
[/quote]
Village eejut immitations cut no mustard around here, fuckwit.
[quote]Reposting your vague cite
[/quote]
Another lie.
[quote]and saying "no, no, no,"
[/quote]
Another lie.
[quote]isn't arguing.
[/quote]
Your shit in spades, fuckwit.
[quote]ALL it shows is what I said all along, that the majority who go
bankrupt are bankrupted BY A SERIOUS MEDICAL PROBLEM, even if they
do have health insurance.[/quote] |
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