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| Rod Speed... |
 Posted: Wed Oct 28, 2009 10:48 am |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
[/quote]
Village eejut antics cut no mustard, stupid.
[quote]...and exactly how many of those medical bankruptcies were the result of the
sick person not being able to work rather than the costs of treating the disease,
[/quote]
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
Doesnt happen in any other modern first and second world system. |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 10:54 am |
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Guest
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Steve wrote:
[quote]On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up Scotty
Then-Destroy-Everything at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since 1/20/09"
ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me Up
Scotty <Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National Defense
is clearly a government responsibility.
So is the public welfare.
My welfare is just fine. I need no government
interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal NOT
to sign up.
That's the Baucus bill, will is a whore industry
bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by Oath
or affirmation, and particularly describing the
place to be searched, and the persons or things
to be seized. You are interfering with my right
to be secure in my person and papers, by forcing
me to hand them over to an insurance company or
government.
I will not comply.
Gee, where were you the previous eight years. We
could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think for a
moment that ANY insurance company is going to give
you health insurance coverage without full access to
your medical records?
And honestly, you right wingers crack me up. If you
want health insurance, you have to pay for it. But
you cry and cry and cry because
I pay taxes and what's the difference if I have a FEMA
payment or The government pays for the hospital
because a BUS hits me(Bus or Hurricane wheres the
difference).... Why does one cost you but it's OK, and
the other is intolerable. If I have to pay for FEMA
to give you Emergency care, why complain when I am
uninsured for health care?
Just for starters, catastrophic health care is a hell
of a lot more expensive than a mobile home and six
months of stipends while you get your life together.
Maybe. but it depends.
Although FEMA is basically federal disaster insurance.
You get hit by a tornado, hurricane, earthquake or
whatever, and assuming you have Democrats in the White
House, FEMA is there to give you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a health
problem then that is my risk..... You can lose your
house by not getting insurance when a hurricane
hits... Are you mandated to have hurricane insurance?
Actually, in some areas you are. And of course, anyone
paying a mortgage is required to have insurance against
standard disasters such as fire or flood, plus any that
are particular to your locale, such as earthquakes or
volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an insurance
policy, that is my choice, if I did get cancer when no
one in my family ever had it before then I might lose
my house, how is that your concern?
Because we end up paying inflated medical costs because
the hospitals can't just absorb the loss once the money
from your house has run
out, and that costs us more than if you were insured in
the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer be
at risk of being bankrupted by a serious medical problem,
even if you do have health insurance.
Lefterloons do like having a mommy government to pick them
up when they fall down...
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke and
join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership rates
among minorities and low-income consumers, the Fannie
Mae Corporation is easing the credit requirements on
loans that it will purchase from banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program involving
24 banks in 15 markets -- including the New York
metropolitan region -- will encourage those banks to
extend home mortgages to individuals whose credit is
generally not good enough to qualify for conventional
loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a nationwide
program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among low
and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits, you
silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and savings
are not good enough to qualify for conventional loans, can
only get loans from finance companies that charge much
higher interest rates -- anywhere from three to four
percentage points higher than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological liar.
''Fannie Mae has expanded home ownership for millions of
families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements happened
right thruout the first and second world, so it cant have
been Fannie Mae, you silly little pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been relegated
to paying significantly higher mortgage rates in the
so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the boom
lasted, essentially because the turnover rate was so high
that the absolute vast bulk of them were paid out while the
boom lasted, repeatedly.
But at least one study indicates that 18 percent of the
loans in the subprime market went to black borrowers,
compared
to 5 per cent of loans in the conventional loan market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more risk,
Easy to claim. Have fun actually substantiating that claim,
particularly
with loans to flippers who turn over the loans at a very
high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush economic
times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little pathological
liar.
''From the perspective of many people, including me, this
is another thrift industry growing up around us,'' said
Peter Wallison a resident fellow at the American
Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up and
bail them out the way it stepped up and bailed out the
thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who qualify
can secure a mortgage with an interest rate one
percentage point above that of a conventional, 30-year
fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If the
borrower makes his or her monthly payments on time for two
years, the one percentage point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur banks
to make more loans to people with less-than-stellar credit
ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages will be
extended to all potential borrowers who can qualify for a
mortgage. But they add that the move is intended in part
to increase the number of minority and low income home
owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic applicants
jumped by 87.2 per cent from 1993 to 1998, according to
Harvard University's Joint Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African Americans
who got mortgages to buy a home increased by 71.9 per
cent and the number of Asian Americans by 46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS to
enforce this new unconstitutional forced health insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the 'homeless'
etc.
To start with, the government is not supposed to pay my
bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy number so
they will save you, I'll take my chances of going out
with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to raise taxes on the rich?
[/quote]
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological liar.
[quote]not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years is
fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by insisting
that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will understand it..
[/quote]
Thats all you had there. So you're admitting you have nothing, as always.
[quote]The govt does welfare a hell of a lot better than it was done 100 years ago.
welfare is never good.
Wrong, as always.
Makes losers totally dependant on the mommy government
Thanks for that completely superfluous proof that you have
never ever had a fucking clue about anything at all, ever.
We now have people this country who are four
or even five generations totally on welfare.
[/quote]
Nothing even remotely resembling anything like your
original TOTALLY DEPENDANT, with the rest, fuckwit.
[quote]The govt has done scientific reasearch very well indeed over the last 100 years.
The space program was nice, but that's been garbage for many years now...
Yes, but the absolute vast bulk of scientific research done by the
govt in the last 100 years hasnt been the space program, fuckwit.
The govt even managed to work out how to avoid great depressions too.
There were lots of them in the century before 1929.
The govt even managed to work out how to avoid world wars too.
Thomas Jefferson would call you a big sissy.
Unlikely, he's been dead for a quite a while now.
And who cares what that fool would call anything, anyway ?[/quote] |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 11:24 am |
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Guest
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Beam Me Up Scotty wrote
[quote]David P wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Have fun explaining how come every other modern 1st & 2nd
world country hasnt been bankrupted by health care costs.
Instead they withhold medical care from the elderly.
[/quote]
Like hell they do. Taint being withheld from any of the elderly I know
and some of them are massive consumers of medical resources,
particularly the obscenely obese one who now has diabetes.
[quote]And who says they aren't bankrupt....
[/quote]
Anyone with even half a clue. Australia didnt even get a recession
as a result of the GFC and has just increased its interest rates
because it didnt, the first of the economys that matters to do that.
Australia didnt even have any nett federal govt debt whatever just before
you clowns completely imploded the entire world financial system, AGAIN.
[quote]Where are their GDP numbers?
[/quote]
http://en.wikipedia.org/wiki/List_of_countries_by_GDP_(nominal)_per_capita
[quote]You can go broke fast or in slow motion.
[/quote]
No nett federal govt debt is nothing even remotely resembling anything like broke, fool. |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 11:38 am |
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Guest
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Phlip wrote
[quote]Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Expect more and more noise in the echo chamber until Congress
votes, then the lobby will drop their tools like used kleenex.
Bet they dont, they'll keep baying at the moon till the cows come home.
The GOP's worst nightmare is a healthy, educated, prosperous,
secure middle class. All their scare tactics won't work any more!
[/quote]
Thats easily fixed, they just completely implode the entire
world financial system, again and that scares them shitless. |
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| Steve... |
| Posted: Wed Oct 28, 2009 1:12 pm |
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Guest
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On Thu, 29 Oct 2009 03:48:54 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies were the result of the
sick person not being able to work rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
[/quote]
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them from
working, not because the health insurance wasn't adequate.
<rotfl> So how exactly is health insurance reform going to cure that,
Dummy?
[quote]Doesnt happen in any other modern first and second world system.
[/quote]
Really? people still work from their hospital bed in those countries?
--
Contrary to what liberals whine, nobody
owes you anything. |
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| Steve... |
| Posted: Wed Oct 28, 2009 1:12 pm |
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Guest
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On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up Scotty
Then-Destroy-Everything at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since 1/20/09"
ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me Up
Scotty <Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National Defense
is clearly a government responsibility.
So is the public welfare.
My welfare is just fine. I need no government
interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal NOT
to sign up.
That's the Baucus bill, will is a whore industry
bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by Oath
or affirmation, and particularly describing the
place to be searched, and the persons or things
to be seized. You are interfering with my right
to be secure in my person and papers, by forcing
me to hand them over to an insurance company or
government.
I will not comply.
Gee, where were you the previous eight years. We
could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think for a
moment that ANY insurance company is going to give
you health insurance coverage without full access to
your medical records?
And honestly, you right wingers crack me up. If you
want health insurance, you have to pay for it. But
you cry and cry and cry because
I pay taxes and what's the difference if I have a FEMA
payment or The government pays for the hospital
because a BUS hits me(Bus or Hurricane wheres the
difference).... Why does one cost you but it's OK, and
the other is intolerable. If I have to pay for FEMA
to give you Emergency care, why complain when I am
uninsured for health care?
Just for starters, catastrophic health care is a hell
of a lot more expensive than a mobile home and six
months of stipends while you get your life together.
Maybe. but it depends.
Although FEMA is basically federal disaster insurance.
You get hit by a tornado, hurricane, earthquake or
whatever, and assuming you have Democrats in the White
House, FEMA is there to give you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a health
problem then that is my risk..... You can lose your
house by not getting insurance when a hurricane
hits... Are you mandated to have hurricane insurance?
Actually, in some areas you are. And of course, anyone
paying a mortgage is required to have insurance against
standard disasters such as fire or flood, plus any that
are particular to your locale, such as earthquakes or
volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an insurance
policy, that is my choice, if I did get cancer when no
one in my family ever had it before then I might lose
my house, how is that your concern?
Because we end up paying inflated medical costs because
the hospitals can't just absorb the loss once the money
from your house has run
out, and that costs us more than if you were insured in
the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer be
at risk of being bankrupted by a serious medical problem,
even if you do have health insurance.
Lefterloons do like having a mommy government to pick them
up when they fall down...
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke and
join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership rates
among minorities and low-income consumers, the Fannie
Mae Corporation is easing the credit requirements on
loans that it will purchase from banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program involving
24 banks in 15 markets -- including the New York
metropolitan region -- will encourage those banks to
extend home mortgages to individuals whose credit is
generally not good enough to qualify for conventional
loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a nationwide
program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among low
and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits, you
silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and savings
are not good enough to qualify for conventional loans, can
only get loans from finance companies that charge much
higher interest rates -- anywhere from three to four
percentage points higher than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological liar.
''Fannie Mae has expanded home ownership for millions of
families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements happened
right thruout the first and second world, so it cant have
been Fannie Mae, you silly little pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been relegated
to paying significantly higher mortgage rates in the
so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the boom
lasted, essentially because the turnover rate was so high
that the absolute vast bulk of them were paid out while the
boom lasted, repeatedly.
But at least one study indicates that 18 percent of the
loans in the subprime market went to black borrowers,
compared
to 5 per cent of loans in the conventional loan market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more risk,
Easy to claim. Have fun actually substantiating that claim,
particularly
with loans to flippers who turn over the loans at a very
high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush economic
times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little pathological
liar.
''From the perspective of many people, including me, this
is another thrift industry growing up around us,'' said
Peter Wallison a resident fellow at the American
Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up and
bail them out the way it stepped up and bailed out the
thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who qualify
can secure a mortgage with an interest rate one
percentage point above that of a conventional, 30-year
fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If the
borrower makes his or her monthly payments on time for two
years, the one percentage point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur banks
to make more loans to people with less-than-stellar credit
ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages will be
extended to all potential borrowers who can qualify for a
mortgage. But they add that the move is intended in part
to increase the number of minority and low income home
owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic applicants
jumped by 87.2 per cent from 1993 to 1998, according to
Harvard University's Joint Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African Americans
who got mortgages to buy a home increased by 71.9 per
cent and the number of Asian Americans by 46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS to
enforce this new unconstitutional forced health insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the 'homeless'
etc.
To start with, the government is not supposed to pay my
bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy number so
they will save you, I'll take my chances of going out
with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years is
fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by insisting
that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will understand it..
Thats all you had there. So you're admitting you have nothing, as always.
[/quote]
<LOL> If it had really been "nothing," you wouldn't have felt the
need to snip it.
[quote]The govt does welfare a hell of a lot better than it was done 100 years ago.
welfare is never good.
Wrong, as always.
Makes losers totally dependant on the mommy government
Thanks for that completely superfluous proof that you have
never ever had a fucking clue about anything at all, ever.
We now have people this country who are four
or even five generations totally on welfare.
Nothing even remotely resembling anything like your
original TOTALLY DEPENDANT, with the rest, fuckwit.
The govt has done scientific reasearch very well indeed over the last 100 years.
The space program was nice, but that's been garbage for many years now...
Yes, but the absolute vast bulk of scientific research done by the
govt in the last 100 years hasnt been the space program, fuckwit.
The govt even managed to work out how to avoid great depressions too.
There were lots of them in the century before 1929.
The govt even managed to work out how to avoid world wars too.
Thomas Jefferson would call you a big sissy.
Unlikely, he's been dead for a quite a while now.
And who cares what that fool would call anything, anyway ?
[/quote]
--
Contrary to what liberals whine, nobody
owes you anything. |
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| Phlip... |
| Posted: Wed Oct 28, 2009 2:14 pm |
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Guest
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On Oct 28, 2:56 am, Steve <stevencan... at (no spam) yahooooooo.com> wrote:
[quote]The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Brilliant response! Got a number - from ANYWHERE, even a Fox blog - to
back it up?
Yep
http://www.american.com/archive/2009/august/the-medical-bankruptcy-myth
"Dranove and Millenson critically analyzed the data from the 2005
edition of the medical bankruptcy study. They found that medical
spending was a contributing factor in only 17 percent of U.S.
bankruptcies.
[/quote]
Ah, so it's 12% to 17%. Not 0%, like in other countries. Thanks for
confirming my point.
And notice you answered the question "do ALL bankruptcies in the US
have medical causes?" Nobody asked that, & everyone knows the answer
is no.
AND it didn't answer how many of those 12-17% had insurance at the
time, which was the actual question. The number is, again, >0%. Maybe
you are confused about the meaning of the term "insurance".
But thanks for playing. |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 2:39 pm |
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Guest
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Steve wrote:
[quote]On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up Scotty
Then-Destroy-Everything at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since 1/20/09"
ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me Up
Scotty <Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National Defense
is clearly a government responsibility.
So is the public welfare.
My welfare is just fine. I need no government
interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal NOT
to sign up.
That's the Baucus bill, will is a whore industry
bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by
Oath or affirmation, and particularly
describing the place to be searched, and the
persons or things to be seized. You are
interfering with my right to be secure in my
person and papers, by forcing me to hand them
over to an insurance company or government.
I will not comply.
Gee, where were you the previous eight years. We
could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think for a
moment that ANY insurance company is going to give
you health insurance coverage without full access
to your medical records?
And honestly, you right wingers crack me up. If
you want health insurance, you have to pay for it.
But you cry and cry and cry because
I pay taxes and what's the difference if I have a
FEMA payment or The government pays for the hospital
because a BUS hits me(Bus or Hurricane wheres the
difference).... Why does one cost you but it's OK,
and the other is intolerable. If I have to pay
for FEMA to give you Emergency care, why complain
when I am uninsured for health care?
Just for starters, catastrophic health care is a hell
of a lot more expensive than a mobile home and six
months of stipends while you get your life together.
Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to give
you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You can
lose your house by not getting insurance when a
hurricane hits... Are you mandated to have
hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire or
flood, plus any that are particular to your locale,
such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did get
cancer when no one in my family ever had it before
then I might lose my house, how is that your
concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were insured
in the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer
be at risk of being bankrupted by a serious medical
problem, even if you do have health insurance.
Lefterloons do like having a mommy government to pick them
up when they fall down...
Anyone with even half a clue prefers not to be bankrupted
by a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke
and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership rates
among minorities and low-income consumers, the Fannie
Mae Corporation is easing the credit requirements on
loans that it will purchase from banks and other
lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the New
York metropolitan region -- will encourage those banks
to extend home mortgages to individuals whose credit is
generally not good enough to qualify for conventional
loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among
low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits,
you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for conventional
loans, can only get loans from finance companies that
charge much higher interest rates -- anywhere from
three to four percentage points higher than
conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for millions of
families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements happened
right thruout the first and second world, so it cant have
been Fannie Mae, you silly little pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage rates
in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate was
so high that the absolute vast bulk of them were paid
out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of the
loans in the subprime market went to black borrowers,
compared
to 5 per cent of loans in the conventional loan market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a very
high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little pathological
liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around us,''
said Peter Wallison a resident fellow at the American
Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up and
bail them out the way it stepped up and bailed out the
thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who qualify
can secure a mortgage with an interest rate one
percentage point above that of a conventional, 30-year
fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If the
borrower makes his or her monthly payments on time for
two years, the one percentage point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur
banks to make more loans to people with
less-than-stellar credit ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages will
be extended to all potential borrowers who can qualify
for a mortgage. But they add that the move is intended
in part to increase the number of minority and low
income home owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic applicants
jumped by 87.2 per cent from 1993 to 1998, according to
Harvard University's Joint Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African Americans
who got mortgages to buy a home increased by 71.9 per
cent and the number of Asian Americans by 46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS to
enforce this new unconstitutional forced health
insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the 'homeless'
etc.
To start with, the government is not supposed to pay
my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy number
so they will save you, I'll take my chances of going
out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to
raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological
liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years is
fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by insisting
that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as always.
LOL
[/quote]
Village eejut immitations cut no mustard around here, fuckwit.
[quote]If it had really been "nothing," you wouldn't have felt the need to snip it.
[/quote]
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
[quote]The govt does welfare a hell of a lot better than it was done
100 years ago.
welfare is never good.
Wrong, as always.
Makes losers totally dependant on the mommy government
Thanks for that completely superfluous proof that you have
never ever had a fucking clue about anything at all, ever.
We now have people this country who are four
or even five generations totally on welfare.
Nothing even remotely resembling anything like your
original TOTALLY DEPENDANT, with the rest, fuckwit.
The govt has done scientific reasearch very well indeed over the
last 100 years.
The space program was nice, but that's been garbage for many
years now...
Yes, but the absolute vast bulk of scientific research done by the
govt in the last 100 years hasnt been the space program, fuckwit.
The govt even managed to work out how to avoid great depressions
too.
There were lots of them in the century before 1929.
The govt even managed to work out how to avoid world wars too.
Thomas Jefferson would call you a big sissy.
Unlikely, he's been dead for a quite a while now.
And who cares what that fool would call anything, anyway ?[/quote] |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 2:45 pm |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies were the
result of the sick person not being able to work rather than the
costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them
from working, not because the health insurance wasn't adequate.
[/quote]
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
[quote]rotfl
[/quote]
Village eejut antics cut no mustard, stupid.
[quote]So how exactly is health insurance reform going to cure that
[/quote]
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
Doesnt happen in the US either if you qualify for medicare.
[quote]Doesnt happen in any other modern first and second world system.
Really?
[/quote]
Yep.
[quote]people still work from their hospital bed in those countries?
[/quote]
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit. |
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| Steve... |
| Posted: Wed Oct 28, 2009 3:00 pm |
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Guest
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On Thu, 29 Oct 2009 07:45:12 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies were the
result of the sick person not being able to work rather than the
costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them
from working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
[/quote]
Yep, exactly.... health care debt is NOT the reason for most of those
bankruptcies.
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
[/quote]
<LOL> It doesn't here either..... but who pays the rent/mortgage
and light bill? The studies show clearly that those are the kind of
items that cause the bankruptcies.. after all, the average medical
debt for those studies is a measly $11K and anybody that files
bankruptcy for that small amount is a total fool.... they must have
had big debt from other things... ya think?
[quote]Doesnt happen in the US either if you qualify for medicare.
[/quote]
Medicare pays the rent? Really? I didn't know that...
[quote]Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
[/quote]
As it does here in the states, you moron. The reason for the
bankruptcies is that while a person is laid up his rent/mortgage isn't
getting paid, his light and water bills are not getting paid. His car
payment and grocery bills and shoes for the kiddies goes unpaid...
...while the average medical debt for those people is only $11K... no
doubt the copay...
--
Contrary to what liberals are whining, nobody
owes you anything. |
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| Steve... |
| Posted: Wed Oct 28, 2009 3:00 pm |
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Guest
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On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up Scotty
Then-Destroy-Everything at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since 1/20/09"
ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me Up
Scotty <Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National Defense
is clearly a government responsibility.
So is the public welfare.
My welfare is just fine. I need no government
interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal NOT
to sign up.
That's the Baucus bill, will is a whore industry
bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by
Oath or affirmation, and particularly
describing the place to be searched, and the
persons or things to be seized. You are
interfering with my right to be secure in my
person and papers, by forcing me to hand them
over to an insurance company or government.
I will not comply.
Gee, where were you the previous eight years. We
could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think for a
moment that ANY insurance company is going to give
you health insurance coverage without full access
to your medical records?
And honestly, you right wingers crack me up. If
you want health insurance, you have to pay for it.
But you cry and cry and cry because
I pay taxes and what's the difference if I have a
FEMA payment or The government pays for the hospital
because a BUS hits me(Bus or Hurricane wheres the
difference).... Why does one cost you but it's OK,
and the other is intolerable. If I have to pay
for FEMA to give you Emergency care, why complain
when I am uninsured for health care?
Just for starters, catastrophic health care is a hell
of a lot more expensive than a mobile home and six
months of stipends while you get your life together.
Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to give
you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You can
lose your house by not getting insurance when a
hurricane hits... Are you mandated to have
hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire or
flood, plus any that are particular to your locale,
such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did get
cancer when no one in my family ever had it before
then I might lose my house, how is that your
concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were insured
in the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer
be at risk of being bankrupted by a serious medical
problem, even if you do have health insurance.
Lefterloons do like having a mommy government to pick them
up when they fall down...
Anyone with even half a clue prefers not to be bankrupted
by a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke
and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership rates
among minorities and low-income consumers, the Fannie
Mae Corporation is easing the credit requirements on
loans that it will purchase from banks and other
lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the New
York metropolitan region -- will encourage those banks
to extend home mortgages to individuals whose credit is
generally not good enough to qualify for conventional
loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among
low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits,
you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for conventional
loans, can only get loans from finance companies that
charge much higher interest rates -- anywhere from
three to four percentage points higher than
conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for millions of
families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements happened
right thruout the first and second world, so it cant have
been Fannie Mae, you silly little pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage rates
in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate was
so high that the absolute vast bulk of them were paid
out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of the
loans in the subprime market went to black borrowers,
compared
to 5 per cent of loans in the conventional loan market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a very
high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little pathological
liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around us,''
said Peter Wallison a resident fellow at the American
Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up and
bail them out the way it stepped up and bailed out the
thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who qualify
can secure a mortgage with an interest rate one
percentage point above that of a conventional, 30-year
fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If the
borrower makes his or her monthly payments on time for
two years, the one percentage point premium is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur
banks to make more loans to people with
less-than-stellar credit ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages will
be extended to all potential borrowers who can qualify
for a mortgage. But they add that the move is intended
in part to increase the number of minority and low
income home owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic applicants
jumped by 87.2 per cent from 1993 to 1998, according to
Harvard University's Joint Center for Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African Americans
who got mortgages to buy a home increased by 71.9 per
cent and the number of Asian Americans by 46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS to
enforce this new unconstitutional forced health
insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the 'homeless'
etc.
To start with, the government is not supposed to pay
my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy number
so they will save you, I'll take my chances of going
out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to
raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological
liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years is
fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by insisting
that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need to snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
[/quote]
Sorry but grownups don't get do-overs these days, not even from your
mommy government...
__
Lost your job? Don't blame me. I voted Republican. |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 3:45 pm |
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Guest
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Steve wrote
[quote]Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to work
rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them
from working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
Yep, exactly.... health care debt is NOT the reason for most of those bankruptcies.
[/quote]
You can repeat that lie till you are blue in the face if you like, fools no one.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
LOL
[/quote]
Village eejut antics cut no mustard, stupid.
[quote]It doesn't here either.....
[/quote]
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]but who pays the rent/mortgage and light bill?
[/quote]
The disability pension, fuckwit.
[quote]The studies show clearly that those are the
kind of items that cause the bankruptcies..
[/quote]
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]after all, the average medical debt for those studies is a measly $11K
[/quote]
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]and anybody that files bankruptcy for that small amount is a total fool....
they must have had big debt from other things... ya think?
[/quote]
Nope, your number is a lie.
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]Doesnt happen in the US either if you qualify for medicare.
Medicare pays the rent?
[/quote]
Nope, the hospital bill, fuckwit.
[quote]Really? I didn't know that...
[/quote]
No surprises there.
[quote]Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
As it does here in the states,
[/quote]
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[quote]The reason for the bankruptcies is that while a person is laid
up his rent/mortgage isn't getting paid, his light and water bills
are not getting paid. His car payment and grocery bills and
shoes for the kiddies goes unpaid...
[/quote]
And in all those other first and second world countrys, those who cannot work
due to a serious medical problem, have those paid by their disability pension etc.
[quote]..while the average medical debt for those people is only $11K...
[/quote]
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936 |
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| Rod Speed... |
| Posted: Wed Oct 28, 2009 3:46 pm |
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Guest
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Steve wrote:
[quote]On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up
Scotty <Then-Destroy-Everything at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National
Defense is clearly a government
responsibility.
So is the public welfare.
My welfare is just fine. I need no
government interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal
NOT to sign up.
That's the Baucus bill, will is a whore
industry bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by
Oath or affirmation, and particularly
describing the place to be searched, and the
persons or things to be seized. You are
interfering with my right to be secure in my
person and papers, by forcing me to hand them
over to an insurance company or government.
I will not comply.
Gee, where were you the previous eight years.
We could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think
for a moment that ANY insurance company is going
to give you health insurance coverage without
full access to your medical records?
And honestly, you right wingers crack me up. If
you want health insurance, you have to pay for
it. But you cry and cry and cry because
I pay taxes and what's the difference if I have a
FEMA payment or The government pays for the
hospital because a BUS hits me(Bus or Hurricane
wheres the difference).... Why does one cost you
but it's OK, and the other is intolerable. If I
have to pay for FEMA to give you Emergency care,
why complain when I am uninsured for health care?
Just for starters, catastrophic health care is a
hell of a lot more expensive than a mobile home
and six months of stipends while you get your life
together. Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to give
you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You can
lose your house by not getting insurance when a
hurricane hits... Are you mandated to have
hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire
or flood, plus any that are particular to your
locale, such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did get
cancer when no one in my family ever had it before
then I might lose my house, how is that your
concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were
insured in the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer
be at risk of being bankrupted by a serious medical
problem, even if you do have health insurance.
Lefterloons do like having a mommy government to pick
them up when they fall down...
Anyone with even half a clue prefers not to be bankrupted
by a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke
and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership
rates among minorities and low-income consumers, the
Fannie Mae Corporation is easing the credit
requirements on loans that it will purchase from
banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the New
York metropolitan region -- will encourage those banks
to extend home mortgages to individuals whose credit
is generally not good enough to qualify for
conventional loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among
low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits,
you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for
conventional loans, can only get loans from finance
companies that charge much higher interest rates --
anywhere from three to four percentage points higher
than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for millions
of families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements
happened right thruout the first and second world, so
it cant have been Fannie Mae, you silly little
pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage
rates in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate was
so high that the absolute vast bulk of them were paid
out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of
the loans in the subprime market went to black
borrowers, compared
to 5 per cent of loans in the conventional loan
market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a
very high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little
pathological liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around
us,'' said Peter Wallison a resident fellow at the
American Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up
and bail them out the way it stepped up and bailed
out the thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who
qualify can secure a mortgage with an interest rate
one percentage point above that of a conventional,
30-year fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If
the borrower makes his or her monthly payments on
time for two years, the one percentage point premium
is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur
banks to make more loans to people with
less-than-stellar credit ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages
will be extended to all potential borrowers who can
qualify for a mortgage. But they add that the move is
intended in part to increase the number of minority
and low income home owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic
applicants jumped by 87.2 per cent from 1993 to 1998,
according to Harvard University's Joint Center for
Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African
Americans who got mortgages to buy a home increased
by 71.9 per cent and the number of Asian Americans by
46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS
to enforce this new unconstitutional forced health
insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the
'homeless' etc.
To start with, the government is not supposed to pay
my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy
number so they will save you, I'll take my chances
of going out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health
care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to
raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological
liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years
is fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by
insisting that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as
always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need to
snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
Sorry but grownups don't get do-overs these days, not even from your mommy government...
[/quote]
Never ever could bullshit and lie its way out of a wet paper bag. |
|
|
| Back to top |
|
|
|
| Steve... |
| Posted: Wed Oct 28, 2009 5:00 pm |
|
|
|
Guest
|
On Thu, 29 Oct 2009 08:46:38 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote:
On Thu, 29 Oct 2009 07:39:56 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Thu, 29 Oct 2009 03:54:36 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 13:18:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 08:54:33 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Wed, 28 Oct 2009 05:55:51 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 14:57:23 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote:
On Tue, 27 Oct 2009 09:35:12 +1100, "Rod Speed"
rod.speed.aaa at (no spam) gmail.com> wrote:
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Beam Me Up Scotty wrote
Rod Speed wrote
Beam Me Up Scotty wrote
5228 Dead, 361 since 1/20/09 wrote:
On Sat, 24 Oct 2009 14:57:48 -0400, Beam Me Up
Scotty <Then-Destroy-Everything at (no spam) Talk-n-dog.com
wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:38:43 -0700, AZDuffman
wrote:
On Oct 23, 5:20 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
On Fri, 23 Oct 2009 15:01:16 -0400, Beam Me Up
Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com> wrote:
5228 Dead, 361 since 1/20/09 wrote:
On Fri, 23 Oct 2009 14:10:26 -0400, Beam Me
Up Scotty
Then-Destroy-Everyth... at (no spam) Talk-n-dog.com
wrote:
AZDuffman wrote:
On Oct 23, 12:43 pm, "5228 Dead, 361 since
1/20/09" <ze... at (no spam) finestplanet.com> wrote:
Don't talk like an idiot. National
Defense is clearly a government
responsibility.
So is the public welfare.
My welfare is just fine. I need no
government interference.
How is offering you a low-cost alternative
"interference"?
Who's "offering", they are making it illegal
NOT to sign up.
That's the Baucus bill, will is a whore
industry bill. I'm opposed to that one, too.
Amendment IV
The right of the people to be secure in their
*persons* , houses, *papers* , and effects,
against unreasonable searches and *seizures* ,
shall not be violated, and *no Warrants* shall
issue, but upon probable cause, supported by
Oath or affirmation, and particularly
describing the place to be searched, and the
persons or things to be seized. You are
interfering with my right to be secure in my
person and papers, by forcing me to hand them
over to an insurance company or government.
I will not comply.
Gee, where were you the previous eight years.
We could have used you.- Hide quoted text -
Used him how? There was no requirement to buy
health insurance and give up your records before
Obama came along.
You've got to be joking, right? Do you think
for a moment that ANY insurance company is going
to give you health insurance coverage without
full access to your medical records?
And honestly, you right wingers crack me up. If
you want health insurance, you have to pay for
it. But you cry and cry and cry because
I pay taxes and what's the difference if I have a
FEMA payment or The government pays for the
hospital because a BUS hits me(Bus or Hurricane
wheres the difference).... Why does one cost you
but it's OK, and the other is intolerable. If I
have to pay for FEMA to give you Emergency care,
why complain when I am uninsured for health care?
Just for starters, catastrophic health care is a
hell of a lot more expensive than a mobile home
and six months of stipends while you get your life
together. Maybe. but it depends.
Although FEMA is basically federal disaster
insurance. You get hit by a tornado, hurricane,
earthquake or whatever, and assuming you have
Democrats in the White House, FEMA is there to give
you a life back.
SO a storm is OK for us all to pay for, but a Bus
hitting you is Not... Interesting how you justify
government help?
If I am willing to risk losing my house from a
health problem then that is my risk..... You can
lose your house by not getting insurance when a
hurricane hits... Are you mandated to have
hurricane insurance?
Actually, in some areas you are. And of course,
anyone paying a mortgage is required to have
insurance against standard disasters such as fire
or flood, plus any that are particular to your
locale, such as earthquakes or volcanoes.
20 years I lived with ZERO insurance.....
I still owe zero for my health care.
If I would rather pay a Mortgage than pay an
insurance policy, that is my choice, if I did get
cancer when no one in my family ever had it before
then I might lose my house, how is that your
concern?
Because we end up paying inflated medical costs
because the hospitals can't just absorb the loss
once the money from your house has run
out, and that costs us more than if you were
insured in the first place.
Nope.
Yep.
Where would the money come from with free Government
health care?
From taxes, stupid.
So explain how that is different from the money coming
from where it does now?
The most obvious difference is that you would no longer
be at risk of being bankrupted by a serious medical
problem, even if you do have health insurance.
Lefterloons do like having a mommy government to pick
them up when they fall down...
Anyone with even half a clue prefers not to be bankrupted
by a serious medical problem even if they do have health
insurance.
There's also fools like you...
Only little fools need a mommy government.
How would you afford that?
Same way you afford all taxes, stupid.
Some people are on the edge... they will become broke
and join the poor.
That happens right now with those who have a serious
medical problem, even if they do have health insurance.
There would be much less of that because no modern
first world country taxes anyone into poverty. In fact
the only real poor in a modern first world country are
those whose only income is just welfare.
How do we afford Mortgages for people that have poor
credit?
We dont, they dont get a mortgage, stupid.
Obama says otherwise.
You're lying now.
Which one of you are lying?
Just you, as always.
Government championed those bad loans.
Another bare faced lie.
You are the one lying....
Fannie Mae Eases Credit To Aid Mortgage Lending
Thats not championing bad loans, you silly little
pathological liar.
By STEVEN A. HOLMES
Published: *September* 30, 1999
In a move that could help increase home ownership
rates among minorities and low-income consumers, the
Fannie Mae Corporation is easing the credit
requirements on loans that it will purchase from
banks and other lenders.
Thats not championing bad loans, you silly little
pathological liar.
The action, which will begin as a pilot program
involving 24 banks in 15 markets -- including the New
York metropolitan region -- will encourage those banks
to extend home mortgages to individuals whose credit
is generally not good enough to qualify for
conventional loans.
Thats not championing bad loans, you silly little
pathological liar.
Fannie Mae officials say they hope to make it a
nationwide program by next spring.
And that didnt happen either.
Fannie Mae, the nation's biggest underwriter of home
mortgages, has been under increasing pressure from the
Clinton Administration to expand mortgage loans among
low and moderate income people
Thats not championing bad loans, you silly little
pathological liar.
and felt pressure from stock holders to maintain its
phenomenal growth in profits.
If they really were bad loans, that would do the exact
opposite to maintain its phenomenal growth in profits,
you silly little pathological liar.
In addition, banks, thrift institutions and mortgage
companies have been pressing Fannie Mae to help
them make more loans to so-called subprime borrowers.
Sub prime loans arent bad loans, you silly little
pathological liar.
These borrowers whose incomes, credit ratings and
savings are not good enough to qualify for
conventional loans, can only get loans from finance
companies that charge much higher interest rates --
anywhere from three to four percentage points higher
than conventional loans.
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
''Fannie Mae has expanded home ownership for millions
of families in the 1990's by reducing down payment
requirements,'' said Franklin D. Raines, Fannie Mae's
chairman and chief executive officer.
Thats not championing bad loans, you silly little
pathological liar.
And that reduction in down payment requirements
happened right thruout the first and second world, so
it cant have been Fannie Mae, you silly little
pathological liar.
''Yet there remain too many borrowers whose credit is
just a notch below
what our underwriting has required who have been
relegated to paying significantly higher mortgage
rates in the so-called subprime market.''
They clearly arent bad loans if they are making them
at those higher rates, you silly little pathological
liar.
Demographic information on these borrowers is sketchy.
But it is known that a hell of a lot of them were to
flippers and so
werent
anything even remotely resembling bad loans while the
boom lasted, essentially because the turnover rate was
so high that the absolute vast bulk of them were paid
out while the boom lasted, repeatedly.
But at least one study indicates that 18 percent of
the loans in the subprime market went to black
borrowers, compared
to 5 per cent of loans in the conventional loan
market.
Doesnt mean that they were bad loans, you silly little
pathological liar.
In moving, even tentatively, into this new area of
lending, Fannie Mae is taking on significantly more
risk,
Easy to claim. Have fun actually substantiating that
claim, particularly
with loans to flippers who turn over the loans at a
very high rate and
so are a very low risk while ever the boom lasts.
which may not pose any difficulties during flush
economic times.
And it didnt.
But the government-subsidized corporation
may run into trouble in an economic downturn,
In fact it wasnt an economic downturn that did it.
prompting a government rescue similar to that
of the savings and loan industry in the 1980's.
Doesnt make them bad loans, you silly little
pathological liar.
''From the perspective of many people, including me,
this is another thrift industry growing up around
us,'' said Peter Wallison a resident fellow at the
American Enterprise Institute.
In fact that wasnt the problem.
''If they fail, the government will have to step up
and bail them out the way it stepped up and bailed
out the thrift industry.''
Yes, but that does not make them bad loans, you silly
little pathological liar.
Under Fannie Mae's pilot program, consumers who
qualify can secure a mortgage with an interest rate
one percentage point above that of a conventional,
30-year fixed rate mortgage of less than $240,000 -- a
rate that currently averages about 7.76 per cent. If
the borrower makes his or her monthly payments on
time for two years, the one percentage point premium
is dropped.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae, the nation's biggest underwriter of home
mortgages, does not lend money directly to consumers.
Instead, it purchases loans that banks make on what is
called the secondary market. By expanding the type of
loans that it will buy, Fannie Mae is hoping to spur
banks to make more loans to people with
less-than-stellar credit ratings.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Fannie Mae officials stress that the new mortgages
will be extended to all potential borrowers who can
qualify for a mortgage. But they add that the move is
intended in part to increase the number of minority
and low income home owners who tend to have worse
credit ratings than non-Hispanic whites.
Yes, but that does not make them bad loans, you silly
little pathological liar.
Home ownership has, in fact, exploded among
minorities during the economic boom of the 1990's.
Yes, but that does not make them bad loans, you silly
little pathological liar.
The number of mortgages extended to Hispanic
applicants jumped by 87.2 per cent from 1993 to 1998,
according to Harvard University's Joint Center for
Housing Studies.
Yes, but that does not make them bad loans, you silly
little pathological liar.
During that same period the number of African
Americans who got mortgages to buy a home increased
by 71.9 per cent and the number of Asian Americans by
46.3 per cent
All that proves is that there were a more hispanic
immigrants during
that time, fool.
If I have no insurance......
They then attach my wages and my tax returns.
Wont work when you go bankrupt.
That's right. But that's the Obama plan, use the IRS
to enforce this new unconstitutional forced health
insurance.
You're lying now. He has never ever said that the dregs
will all be forced to pay for insurance.
It isnt even possible, most obviously with the
'homeless' etc.
To start with, the government is not supposed to pay
my bills.
No one is saying that the govt will pay your bills.
HHHHhmmmmmm?
Hum all you like, changes nothing.
You GO get a tattoo with your insurance policy
number so they will save you, I'll take my chances
of going out with the trash.
You're always free to shoot yourself when you get a
serious medical problem.
Then why do I need to be forced to buy your health
care?
You arent. You are paying for your own health care.
Contrary to what liberals whine, nobody owes you anything.
Having fun thrashing that straw man ?
Leftists whimper and whine about having an ever important
government safety net,
Having fun thrashing that straw man ? Thats not a
safety net, thats paying for your own health care.
NO,
YEP.
paying for your own health care involves YOU writing a check,
Nope, it involves paying taxes.
Bwhahahaha,
Wota stunningly rational line of argument you have there, child.
sure, sure, and that's why the Democrat's "health care reform"
involves raising taxes on the rich people to pay for you loser's
health care....
You're lying now.
Errrr, you haven't heard about how Obama and the Democrats want to
raise taxes on the rich?
Yes, but they have NEVER said that they want to spend ALL that
extra collected on JUST health care, you silly little pathological
liar.
not whimpering to the mommy government.
You're the whimperer.
which is nothing more than wanting the government to be your
mommy...
Its actually about deciding what govt should do and what govt
doesnt do well.
The only thing government has done well in the last 100 years
is fight wars.
Another pig ignorant lie. The CDC has done very well indeed.
Oh yeah, the fools who degrade people's immune system by
insisting that they get their flu shots...
No one is insisting on a damned thing and flu shots boost
the immune system, just like all vaccination does, fuckwit.
Here's some help for you on that issue.. but I doubt you will
understand it..
Thats all you had there. So you're admitting you have nothing, as
always.
LOL
Village eejut immitations cut no mustard around here, fuckwit.
If it had really been "nothing," you wouldn't have felt the need to
snip it.
Nothing was snipped there, you silly little pathological liar.
http://groups.google.com/group/sci.econ/msg/be3473b723cb4a93?hl=en&dmode=source
Sorry but grownups don't get do-overs these days, not even from your mommy government...
Never ever could bullshit and lie its way out of a wet paper bag.
[/quote]
...and you keep on trying... You snipped the cite because you couldn't
argue it and now you lie about out it..
--
Contrary to what liberals are whining, nobody
owes you anything. |
|
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| Back to top |
|
|
|
| Steve... |
| Posted: Wed Oct 28, 2009 5:00 pm |
|
|
|
Guest
|
On Thu, 29 Oct 2009 08:45:31 +1100, "Rod Speed"
<rod.speed.aaa at (no spam) gmail.com> wrote:
[quote]Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Rod Speed <rod.speed.aaa at (no spam) gmail.com> wrote
Steve wrote
Phlip <phlip2005 at (no spam) gmail.com> wrote
Rod Speed <rod.speed.... at (no spam) gmail.com> wrote
Steve wrote
Lefterloons do like having a mommy government to pick them up when they fall down...
Steve's in his happy place. Don't bother him there.
Anyone with even half a clue prefers not to be bankrupted by
a serious medical problem even if they do have health insurance.
There's also fools like you...
Nonono don't you see? Medical bankruptcies never happen in the USA!
Of course they do... almost always to people
who bought a big screen TV instead of insurance.
The absolute vast bulk of those who are bankrupted by
serious medical problems HAVE health insurance, fool.
Bullshit!
Fact.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
LOL
Village eejut antics cut no mustard, stupid.
...and exactly how many of those medical bankruptcies
were the result of the sick person not being able to work
rather than the costs of treating the disease,
Thats just the detail of HOW you get bankrupted by
a serious medical problem with the US system, fuckwit.
So... you admit that the majority of these bankruptcies for people
with insurance are because their disease/injury prevented them
from working, not because the health insurance wasn't adequate.
Everyone can see for themselves that I never ever
said a word about health insurance adequacy, fuckwit.
Yep, exactly.... health care debt is NOT the reason for most of those bankruptcies.
You can repeat that lie till you are blue in the face if you like, fools no one.
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[/quote]
....and yet my cite, (the one you snipped) clearly proved my point,
while all you can do is repost again and again your cite that does not
support your claim...
[quote]rotfl
Village eejut antics cut no mustard, stupid.
So how exactly is health insurance reform going to cure that
Its trivially cured by every other modern first and second world
country where what pays for your health care costs when you
end up with a serious medical problem does not cut out when
you cant work because of that serious medical problem, fuckwit.
LOL
Village eejut antics cut no mustard, stupid.
It doesn't here either.....
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
but who pays the rent/mortgage and light bill?
The disability pension, fuckwit.
The studies show clearly that those are the
kind of items that cause the bankruptcies..
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
after all, the average medical debt for those studies is a measly $11K
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
and anybody that files bankruptcy for that small amount is a total fool....
they must have had big debt from other things... ya think?
Nope, your number is a lie.
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
Doesnt happen in the US either if you qualify for medicare.
Medicare pays the rent?
Nope, the hospital bill, fuckwit.
Really? I didn't know that...
No surprises there.
Doesnt happen in any other modern first and second world system.
Really?
Yep.
people still work from their hospital bed in those countries?
Dont need to to have their medical costs paid for by the same
system that pays for them while they are still working, fuckwit.
As it does here in the states,
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
The reason for the bankruptcies is that while a person is laid
up his rent/mortgage isn't getting paid, his light and water bills
are not getting paid. His car payment and grocery bills and
shoes for the kiddies goes unpaid...
And in all those other first and second world countrys, those who cannot work
due to a serious medical problem, have those paid by their disability pension etc.
..while the average medical debt for those people is only $11K...
Another lie
http://ezinearticles.com/?Health-Insurance-Bankruptcy---A-Common-Dilemma&id=1085936
[/quote]
--
Contrary to what liberals are whining, nobody
owes you anything. |
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