Everyone, you might want to monitor your credit score when getting
those store credit cards.

I've heard experts say these can cause that number to go lower. As you
know, that number is tied into interest rates and the ability to get
loans. Just a thought!

Judity

I rather doubt that's much of an issue for anyone with a good score. If
you were borderline it might matter. I remember about 12 years ago when
we were putting in our pool, they thought we had too much open credit
(cards), even though the amount we owed wasn't excessive. They wanted us
to destroy some of the cards. I think the bank lady basically offered to
say she took them but give them back. LOL. To me that was just a useless
step. So, get rid of a bunch of them and cancel accounts. You could turn
right around the day after you got the loan and send in the ones that
keep coming in the mail.


Judity Wrote:
Everyone, you might want to monitor your credit score when getting
those store credit cards.

I've heard experts say these can cause that number to go lower. As you
know, that number is tied into interest rates and the ability to get
loans. Just a thought!

Judity


--
RaeMorrill
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((With the cost for gas at $3.41 a gallon))

Oops, that amount was either fat fingers or wishful thinking. Of
course I meant to type $4.41, not $3.41.

Judity

$4.08 for 91 octane, $3.88 for 87 octane at Costco today.

Thanks, Neal. I don't think we have Costco here yet - and if so it's far
enough the drive to fill up would probably negate any savings. DH is
trying to drive his motorcycle to work when he can, and we're getting
better than 31 MPG with our new Ford Fusion. Around here it is going to
be the cost of heating oil the just kills some folks. There was an
article in yesterday's paper about a local family that is having a hard
time. It's going to be horrible for those who do not have well insulated
homes. I'm sure cost of fire wood will go up as well, though that
doesn't affect us living on 13 acres of woods we will not run out of a
source of heat.


--
RaeMorrill

Here it is the air conditioning that runs up the bill. If we didn't have
any heat we might get cold some in winter, but we wouldn't freeze to death
and I could use some of those clothes I brought with me 20 years ago!
We've tried to set the A/C higher than normal, but with the electronics in
my office I have to have it cool enough there. If it is too hot my fingers
stick to the keys and I make errors and can't type efficiently, but we've
wondered if it would pay to buy a small unit for my office as there are
certainly days we could do without A/C elsewhere. My bill for May was
almost $550, and I know June, July, and August are going to go well over
$600.

Barb C.

Barb, would it be cheaper to get a simple fan to have on next to your
work area instead? I remember a CSI episode where someone put together
what is called a swamp cooler. That's a pan of ice in front of the fan
creating an even cooler breeze. These sound much less expensive than
an A/C unit.

That's just a thought from one who dislikes air conditioning. My home
doesn't have A/C, although Blue Satyr came with one. I admit I have
used it but always with the window open to get fresh air into my
lungs.

Judity

Judity,

In article <ebKdnYpDdpov8dDVnZ2dnUVZ_gWdnZ2d at (no spam) tampabaydsl.com>,
bbcarlson at (no spam) snappydsl.net says...
Here it is the air conditioning that runs up the bill. If we didn't have
any heat we might get cold some in winter, but we wouldn't freeze to
death
and I could use some of those clothes I brought with me 20 years ago!
We've tried to set the A/C higher than normal, but with the electronics
in
my office I have to have it cool enough there. If it is too hot my
fingers
stick to the keys and I make errors and can't type efficiently, but we've
wondered if it would pay to buy a small unit for my office as there are
certainly days we could do without A/C elsewhere. My bill for May was
almost $550, and I know June, July, and August are going to go well over
$600.

Barb C.

OMG, Barb, $550! We skipped spring and went straight into summer here,
expected to break 100 for the first time in the next two days. Our May
bill was ~$180, but we have a reasonably new house with good insulation
and radiant barrier in the roof. I wish we could have gotten a better
AC, but the best we could get at the time was 2 SER units below what is
currently considered Energy Star rated. One think that isn't done here,
and I don't understand why, is offering AC with an ECU, which uses
waste heat from the AC to pre-heat the water before it goes into the
hot water heater. This also allows the use of a smaller AC compressor.
We had that when we lived in Florida, and it was great.

Bob/Texas

((That's the worst of both worlds as far as fuel economy
is concerned)

I'm not worried about fuel economy. I just prefer fresh air from
outside going into my lungs, not A/C air, which I don't consider at
all "fresh." I have it on now and then to cool the car, not for
breathing.

Personal choice!

Judity
My Home of the Red Fox book web site
http://jabuxton-06-13-08.bravehost.com/
or read any of my other stories in the link below
http://judity.Writing.Com/