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A government-commissioned report promotes smoking bans...

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Eric Gisin...
Posted: Sun Oct 25, 2009 3:44 pm
Guest
http://reason.com/archives/2009/10/21/myocardial-infractions

Myocardial Infractions
Jacob Sullum | October 21, 2009


Six years ago, when I asked an epidemiologist about a report that a smoking ban in Helena, Montana,
had cut heart attacks by 40 percent within six months, he thought the idea was so ridiculous that
no one would take it seriously. He was wrong.

Since then 10 other studies have attributed substantial short-term reductions in heart attacks to
smoking bans, and last week an Institute of Medicine (IOM) committee endorsed their findings. But a
closer look at the IOM report, which was commissioned by the U.S. Centers for Disease Control and
Prevention, suggests its conclusions are based on a desire to promote smoking bans rather than a
dispassionate examination of the evidence.

Thousands of jurisdictions around the world restrict smoking. Some of them are bound to see
significant drops in heart attacks purely by chance, while others will see no real change or
significant increases. Focusing on the first group proves nothing unless it is noticeably bigger
than the other two groups.

The largest study of this issue, which used nationwide data instead of looking at cherry-picked
communities, concluded that smoking bans in the U.S. "are not associated with statistically
significant short-term declines in mortality or hospital admissions for myocardial infarction." It
also found that "large short-term increases in myocardial infarction incidence following a
workplace ban are as common as the large decreases reported in the published literature."

That study, published by the National Bureau of Economic Research (NBER) in March, suggests that
publication bias-the tendency to report positive findings and ignore negative ones-explains the
"consistent" results highlighted by the IOM committee. But even though the panelists say they tried
to compensate for publication bias by looking for relevant data that did not appear in medical
journals, they ignored the NBER paper, along with analyses that found no declines in heart attacks
following smoking bans in California, Florida, New York, Oregon, England, Wales, Scotland, and
Denmark.

If smoking bans reduce heart attacks, the effect could be due to declines in smoking, declines in
secondhand smoke exposure, or both. The IOM report settles on that last explanation, quite a leap
given that "only two of the studies distinguished between reductions in heart attacks suffered by
smokers versus nonsmokers."

In any case, when people stop smoking, their heart attack risk declines gradually over several
years, and it's hard to see why the risk would fall any faster for people exposed to secondhand
smoke. Furthermore, estimates from the CDC and the American Heart Association indicate that smoking
and secondhand smoke together account for about 25 percent of heart disease deaths. So how could a
smoking ban, even one that eliminated all smoking, cut heart attacks by 40 percent (or 47 percent,
as another study claimed)?

The IOM panelists dodge these issues by declining to estimate the size or the timing of the impact
from smoking bans, citing the limitations of the studies and the wide variations between them. But
"if you can't even estimate the magnitude of an effect," notes Michael Siegel, a Boston University
public health professor who was one of the report's reviewers, "you are hardly in a position to
conclude that [it] exceeds random variation combined with the known secular decline in heart attack
rates."

Even while taking refuge in imprecision, the IOM committee tries to make transparently absurd
claims seem plausible by intimating that spending a half-hour in a smoky bar just might kill you,
even if you were completely healthy when you went in. If so, where are the bodies? The report
concedes "there is no direct evidence that a relatively brief exposure to secondhand smoke can
precipitate an acute coronary event."

Siegel, who faults the IOM committee's "sensationalistic" approach, is a longtime supporter of
smoking bans who nevertheless tries to separate his political advocacy from his scientific
analysis. It's too bad the authors of the IOM report, who immediately used it as an excuse to
demand strict smoking regulations throughout the country, did not follow his example.

Jacob Sullum is a senior editor at Reason and a nationally syndicated columnist.
 
Jerry Okamura...
Posted: Sun Oct 25, 2009 7:39 pm
Guest
Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom, perhaps?
If the smoker had to pay for their own healthcare needs, how concerned would
the government be about the cost of medical care that a smoker incurs? If
you do not die from one cause, won't you die from another cause? Can anyone
guarantee that you actually save money by stopping people from smoking?

"Eric Gisin" <gisin at (no spam) uniserve.com> wrote in message
news:hc2i41$6o2$1 at (no spam) news.eternal-september.org...
Quote:
http://reason.com/archives/2009/10/21/myocardial-infractions

Myocardial Infractions
Jacob Sullum | October 21, 2009


Six years ago, when I asked an epidemiologist about a report that a
smoking ban in Helena, Montana,
had cut heart attacks by 40 percent within six months, he thought the idea
was so ridiculous that
no one would take it seriously. He was wrong.

Since then 10 other studies have attributed substantial short-term
reductions in heart attacks to
smoking bans, and last week an Institute of Medicine (IOM) committee
endorsed their findings. But a
closer look at the IOM report, which was commissioned by the U.S. Centers
for Disease Control and
Prevention, suggests its conclusions are based on a desire to promote
smoking bans rather than a
dispassionate examination of the evidence.

Thousands of jurisdictions around the world restrict smoking. Some of them
are bound to see
significant drops in heart attacks purely by chance, while others will see
no real change or
significant increases. Focusing on the first group proves nothing unless
it is noticeably bigger
than the other two groups.

The largest study of this issue, which used nationwide data instead of
looking at cherry-picked
communities, concluded that smoking bans in the U.S. "are not associated
with statistically
significant short-term declines in mortality or hospital admissions for
myocardial infarction." It
also found that "large short-term increases in myocardial infarction
incidence following a
workplace ban are as common as the large decreases reported in the
published literature."

That study, published by the National Bureau of Economic Research (NBER)
in March, suggests that
publication bias-the tendency to report positive findings and ignore
negative ones-explains the
"consistent" results highlighted by the IOM committee. But even though the
panelists say they tried
to compensate for publication bias by looking for relevant data that did
not appear in medical
journals, they ignored the NBER paper, along with analyses that found no
declines in heart attacks
following smoking bans in California, Florida, New York, Oregon, England,
Wales, Scotland, and
Denmark.

If smoking bans reduce heart attacks, the effect could be due to declines
in smoking, declines in
secondhand smoke exposure, or both. The IOM report settles on that last
explanation, quite a leap
given that "only two of the studies distinguished between reductions in
heart attacks suffered by
smokers versus nonsmokers."

In any case, when people stop smoking, their heart attack risk declines
gradually over several
years, and it's hard to see why the risk would fall any faster for people
exposed to secondhand
smoke. Furthermore, estimates from the CDC and the American Heart
Association indicate that smoking
and secondhand smoke together account for about 25 percent of heart
disease deaths. So how could a
smoking ban, even one that eliminated all smoking, cut heart attacks by 40
percent (or 47 percent,
as another study claimed)?

The IOM panelists dodge these issues by declining to estimate the size or
the timing of the impact
from smoking bans, citing the limitations of the studies and the wide
variations between them. But
"if you can't even estimate the magnitude of an effect," notes Michael
Siegel, a Boston University
public health professor who was one of the report's reviewers, "you are
hardly in a position to
conclude that [it] exceeds random variation combined with the known
secular decline in heart attack
rates."

Even while taking refuge in imprecision, the IOM committee tries to make
transparently absurd
claims seem plausible by intimating that spending a half-hour in a smoky
bar just might kill you,
even if you were completely healthy when you went in. If so, where are the
bodies? The report
concedes "there is no direct evidence that a relatively brief exposure to
secondhand smoke can
precipitate an acute coronary event."

Siegel, who faults the IOM committee's "sensationalistic" approach, is a
longtime supporter of
smoking bans who nevertheless tries to separate his political advocacy
from his scientific
analysis. It's too bad the authors of the IOM report, who immediately used
it as an excuse to
demand strict smoking regulations throughout the country, did not follow
his example.

Jacob Sullum is a senior editor at Reason and a nationally syndicated
columnist.
 
Shawn Hirn...
Posted: Sun Oct 25, 2009 8:47 pm
Guest
In article <hc2i41$6o2$1 at (no spam) news.eternal-september.org>,
"Eric Gisin" <gisin at (no spam) uniserve.com> wrote:

Quote:
http://reason.com/archives/2009/10/21/myocardial-infractions

Nice cut and paste job of an article by a long time tobacco company
apologist who has been on their payroll for years according to
http://www.sourcewatch.org/index.php?title=Jacob_Sullum
 
Robert...
Posted: Sun Oct 25, 2009 11:35 pm
Guest
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote:

Quote:
Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom, perhaps?
If the smoker had to pay for their own healthcare needs, how concerned would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government pays only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article in alt.smokers about
assigned risk medical insurance, to which government contributes almost nothing except in
Massachusetts.

Quote:
If you do not die from one cause, won't you die from another cause? Can anyone
guarantee that you actually save money by stopping people from smoking?

Several economic studies, Manning is the most often cited, found smoking has a negative
cost to society. The reason is lower Social Security payouts due to lower life expectancy.
 
Strabo...
Posted: Mon Oct 26, 2009 6:45 am
Guest
Shawn Hirn wrote:
Quote:
In article <hc2i41$6o2$1 at (no spam) news.eternal-september.org>,
"Eric Gisin" <gisin at (no spam) uniserve.com> wrote:

http://reason.com/archives/2009/10/21/myocardial-infractions

Nice cut and paste job of an article by a long time tobacco company
apologist who has been on their payroll for years according to
http://www.sourcewatch.org/index.php?title=Jacob_Sullum


Smoke break!

Light 'em up if you got 'em.
 
Jerry Okamura...
Posted: Mon Oct 26, 2009 6:36 pm
Guest
"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
Quote:
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article in
alt.smokers about
assigned risk medical insurance, to which government contributes almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?
Quote:

If you do not die from one cause, won't you die from another cause? Can
anyone
guarantee that you actually save money by stopping people from smoking?

Several economic studies, Manning is the most often cited, found smoking
has a negative
cost to society. The reason is lower Social Security payouts due to lower
life expectancy.



That does not make any sense at all. If a smoker will receive less from
social security because they will die at a younger age, how is that a
"negative cost to society"?
 
Robert...
Posted: Mon Oct 26, 2009 8:47 pm
Guest
On Mon, 26 Oct 2009 14:36:26 -1000, "Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote:

Quote:

"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article in
alt.smokers about
assigned risk medical insurance, to which government contributes almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?

The federal government pays 35% (Medicare, Medicaid, Military), state and local government
pays 11%. The other 54% is paid by private insurance (36%) and out of pocket (15%).

"The average family health insurance premium, provided through an employer health benefit
program, was $11,480 in 2006. Employees paid an average of $2,973 towards the premium
amount." Source: Kaiser Family Foundation
http://www.healthpaconline.net/health-care-statistics-in-the-united-states.htm

If you discount the employer contribution, out of pocket for the average WORKING family is
8,507 (premium) + 3,545 (direct) = 12,052 / 15,025 = 80%. Government does not contribute
to a working familiy's health care. On the contrary, working people subsidize, through
higher prices, non-working receiving government aid.

Quote:
If you do not die from one cause, won't you die from another cause? Can
anyone
guarantee that you actually save money by stopping people from smoking?

Several economic studies, Manning is the most often cited, found smoking
has a negative
cost to society. The reason is lower Social Security payouts due to lower
life expectancy.



That does not make any sense at all. If a smoker will receive less from
social security because they will die at a younger age, how is that a
"negative cost to society"?

Lifetime Social security/ Medicare benefits, nonsmoker: $570,000 (in 2000 dollars)
Same , smoker: 464,000
Cost reduction: 106,000

The Manning study is here:
http://tobaccodocuments.org/ti/TIMN0325066-5071.html
 
Jerry Okamura...
Posted: Tue Oct 27, 2009 11:02 am
Guest
"Robert" <no at (no spam) e.mail> wrote in message
news:i7lce5thi3184ich804hof5h0svm6eau4s at (no spam) 4ax.com...
Quote:
On Mon, 26 Oct 2009 14:36:26 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article in
alt.smokers about
assigned risk medical insurance, to which government contributes almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?

The federal government pays 35% (Medicare, Medicaid, Military), state and
local government
pays 11%. The other 54% is paid by private insurance (36%) and out of
pocket (15%).


So, the statement that "American DO pay for their own health caee" is false?

Quote:
"The average family health insurance premium, provided through an employer
health benefit
program, was $11,480 in 2006. Employees paid an average of $2,973 towards
the premium
amount." Source: Kaiser Family Foundation
http://www.healthpaconline.net/health-care-statistics-in-the-united-states.htm

So, since medical inflation is running at or above 8% per year, that means
the cost of that insurance will double in around eight years, and will
double again every succeeding period of time?
 
Robert...
Posted: Tue Oct 27, 2009 8:14 pm
Guest
On Tue, 27 Oct 2009 07:02:13 -1000, "Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote:

Quote:

"Robert" <no at (no spam) e.mail> wrote in message
news:i7lce5thi3184ich804hof5h0svm6eau4s at (no spam) 4ax.com...
On Mon, 26 Oct 2009 14:36:26 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies, to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article in
alt.smokers about
assigned risk medical insurance, to which government contributes almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?

The federal government pays 35% (Medicare, Medicaid, Military), state and
local government
pays 11%. The other 54% is paid by private insurance (36%) and out of
pocket (15%).


So, the statement that "American DO pay for their own health caee" is false?

I didn't answer your question about percentage of Americans paying for their own health
care (or doing without). It is 77%. The 23% subsidized by government are elderly,
children, young mothers and officially disabled. An adult, non-disabled, under 65 male
cannot get government aid, period (excepting prison and military).

Quote:
"The average family health insurance premium, provided through an employer
health benefit
program, was $11,480 in 2006. Employees paid an average of $2,973 towards
the premium
amount." Source: Kaiser Family Foundation
http://www.healthpaconline.net/health-care-statistics-in-the-united-states.htm

So, since medical inflation is running at or above 8% per year, that means
the cost of that insurance will double in around eight years, and will
double again every succeeding period of time?

Cost will rise faster than inflation because a demographic bubble, boomers, is nearing
elderhood. The average age is going up. But we cannot afford to pay double. That would put
health care at 35% of GDP, more than total government spending with deficits. Something
has to change, soon.

An estimated 30% of health care spending goes to slippage, administrative inefficiencies.
A single payer system would eliminate 90% of that. Another 20% goes to unnecessary overuse
caused by poor communication between doctors, fear of malpractice suits, path of least
resistance and patient expectations. These are management issues, not medical issues,
which haven't been and won't be solved by isolated doctors. Some entity needs to start
managing the whole system. Insurance companies could have done it, but didn't. Mayo Clinic
is an examplar of how it should work. We need something like Mayo on a national scale.
 
Jerry Okamura...
Posted: Wed Oct 28, 2009 11:44 am
Guest
"Robert" <no at (no spam) e.mail> wrote in message
news:c28fe51rvgg3bn77583tvkin5em4pmoqb6 at (no spam) 4ax.com...
Quote:
On Tue, 27 Oct 2009 07:02:13 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:i7lce5thi3184ich804hof5h0svm6eau4s at (no spam) 4ax.com...
On Mon, 26 Oct 2009 14:36:26 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies,
to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government
pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article
in
alt.smokers about
assigned risk medical insurance, to which government contributes
almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?

The federal government pays 35% (Medicare, Medicaid, Military), state
and
local government
pays 11%. The other 54% is paid by private insurance (36%) and out of
pocket (15%).


So, the statement that "American DO pay for their own health caee" is
false?

I didn't answer your question about percentage of Americans paying for
their own health
care (or doing without). It is 77%. The 23% subsidized by government are
elderly,
children, young mothers and officially disabled. An adult, non-disabled,
under 65 male
cannot get government aid, period (excepting prison and military).


How can it be 77%. Your own posting says that the federal government pays
35%, state and local government pays 11%. And 54% is paid for by private
insurance, which is paid for by the business a person works for, for the
most part. I would think that very few people actually pay for their own
health insurance with the money they earn.

Quote:
"The average family health insurance premium, provided through an
employer
health benefit
program, was $11,480 in 2006. Employees paid an average of $2,973
towards
the premium
amount." Source: Kaiser Family Foundation
http://www.healthpaconline.net/health-care-statistics-in-the-united-states.htm

So, since medical inflation is running at or above 8% per year, that means
the cost of that insurance will double in around eight years, and will
double again every succeeding period of time?

Cost will rise faster than inflation because a demographic bubble,
boomers, is nearing
elderhood. The average age is going up. But we cannot afford to pay
double. That would put
health care at 35% of GDP, more than total government spending with
deficits. Something
has to change, soon.

So, what do you think the "change" should be? The Obama solution or
something else?
Quote:

An estimated 30% of health care spending goes to slippage, administrative
inefficiencies.
A single payer system would eliminate 90% of that.

If you reduced administrative inefficiences to zero, wouldn't medical
inflation over time, wipe out any "savings" that you may have achieved by
reducing administrative inefficiencies?

Another 20% goes to unnecessary overuse
Quote:
caused by poor communication between doctors, fear of malpractice suits,
path of least
resistance and patient expectations. These are management issues, not
medical issues,
which haven't been and won't be solved by isolated doctors. Some entity
needs to start
managing the whole system. Insurance companies could have done it, but
didn't. Mayo Clinic
is an examplar of how it should work. We need something like Mayo on a
national scale.


Is there any system that we can devise that will not have unnecessary
overuse? If you do not pay for what you want or need, are you more or less
likely to "overuse" the system? If you paid for what you need or want,
aren't you less likely to "overuse" the system?
 
Norm...
Posted: Wed Oct 28, 2009 2:52 pm
Guest
"Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote in message
news:Zp%Fm.10824$U55.9748 at (no spam) newsfe02.iad...


Quote:

Is there any system that we can devise that will not have unnecessary
overuse? If you do not pay for what you want or need, are you more or
less likely to "overuse" the system? If you paid for what you need or
want, aren't you less likely to "overuse" the system?

A single payer system with doctors still operating as private entities but
all billing the same place. No fault insurance type of thing. Cover whatever
happens. No disputes over who pays for it just fix it. No such thing as
"pre-existing, you're either sick or you're not. The fees are fixed and
reviewed by government and medical people. Doctors still become wealthy
people in this country and nurses have been known to make a decent living as
well. And you don't end up paying huge dollars to solve problems which would
have been cheap if they were treated when they began.

Ah, but then we get the dreaded "people dying on the wait list" syndrome.
The horror sories you've been told by insurance companies and some of your
government who have vested interests in the status quo. Doesn't happen, its
a myth.
The way it works is if you are in greater need you get moved up in priority.
It happened twice last year in my own family. That woman from Canada you
heard about in the news a few months back who had a "tumour" and would have
died had she not gone to the US - she lied from beginning to end. She didn't
have a tumour she had a cyst and she was neverr in danger of anything other
than a little discomfort. The wait list is how the system limits delivery.
People who really don't need something fixed in a hurry get to wait. Some of
them get better on their own, some of them get to wait a long time to get
their hangnail treated. The odd person with trivial problems does sit on the
wait list and eventually use resources, but theres not many willing to do
that. Wealthy people with trivial problems they are willing to pay for are
still free to go outside the system if they choose.

Every system has some way to limit how treatment happens. Yours currently
limits it by how much money or insurance you have at your disposal, ours
limits it by how badly you actually need it. The Canadian system is not
perfect, its still being underfunded by neocon politicians for ideological
reasons, but in spite of their interference it still works reasonably well.
There are examples of systems in Europe which work even better.

Obama's solution does not go far enough. It still allows a hodgepodge of
payers which will maintain the confusion and still cause too much expense
overall. He's afraid to confront the insurance companies who are making a
fortune and tell them its over. I suppose he has to start somewhere but I
fear its going to be so timid a start that it won't be effective and it will
give the opposition the chance to say see we told you so.
 
Jerry Okamura...
Posted: Wed Oct 28, 2009 5:25 pm
Guest
"Norm" <normgrant999 at (no spam) yahoo.ca> wrote in message
news:g92Gm.50638$4E.32787 at (no spam) newsfe08.iad...
Quote:

"Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote in message
news:Zp%Fm.10824$U55.9748 at (no spam) newsfe02.iad...



Is there any system that we can devise that will not have unnecessary
overuse? If you do not pay for what you want or need, are you more or
less likely to "overuse" the system? If you paid for what you need or
want, aren't you less likely to "overuse" the system?

A single payer system with doctors still operating as private entities but
all billing the same place. No fault insurance type of thing. Cover
whatever happens. No disputes over who pays for it just fix it. No such
thing as "pre-existing, you're either sick or you're not. The fees are
fixed and reviewed by government and medical people. Doctors still become
wealthy people in this country and nurses have been known to make a decent
living as well. And you don't end up paying huge dollars to solve problems
which would have been cheap if they were treated when they began.

How does your proposal reduce the medical inflation rate?
Quote:

Ah, but then we get the dreaded "people dying on the wait list" syndrome.
The horror sories you've been told by insurance companies and some of your
government who have vested interests in the status quo. Doesn't happen,
its a myth.
The way it works is if you are in greater need you get moved up in
priority. It happened twice last year in my own family. That woman from
Canada you heard about in the news a few months back who had a "tumour"
and would have died had she not gone to the US - she lied from beginning
to end. She didn't have a tumour she had a cyst and she was neverr in
danger of anything other than a little discomfort. The wait list is how
the system limits delivery. People who really don't need something fixed
in a hurry get to wait. Some of them get better on their own, some of them
get to wait a long time to get their hangnail treated. The odd person with
trivial problems does sit on the wait list and eventually use resources,
but theres not many willing to do that. Wealthy people with trivial
problems they are willing to pay for are still free to go outside the
system if they choose.

When you pay for your own medical needs, what are the odds that anyone other
than yourself will decide on whether you live or die? When someone else
pays for your medical needs, what are the odds that in order to save money,
they will decide if you live or die? When you depend on someone else to pay
for your medical needs CAN they decide not to pay?
Quote:

Every system has some way to limit how treatment happens. Yours currently
limits it by how much money or insurance you have at your disposal, ours
limits it by how badly you actually need it. The Canadian system is not
perfect, its still being underfunded by neocon politicians for ideological
reasons, but in spite of their interference it still works reasonably
well. There are examples of systems in Europe which work even better.

It is a question of what happens in the future. Medical inflation that is
higher than the overall inflation rate means the total cost of healthcare
will rise. When it rises, and someone else is paying for your medical
needs, they have two choices. Either come up with the extra money (and like
taxes, we like the free benefit, we just don't like paying for it) or ration
care. That is the only two options the "payer" has.
Quote:

Obama's solution does not go far enough. It still allows a hodgepodge of
payers which will maintain the confusion and still cause too much expense
overall. He's afraid to confront the insurance companies who are making a
fortune and tell them its over. I suppose he has to start somewhere but I
fear its going to be so timid a start that it won't be effective and it
will give the opposition the chance to say see we told you so.



You are right on that point. But your reasons are wrong. The solution to
controlling cost is to return the rationing decision back to where it
belongs and that is the user of the service. That is the only way you can
reduce the medical inflation rate, which is the reason we have a cost
problem.
>
 
Robert...
Posted: Wed Oct 28, 2009 9:02 pm
Guest
On Wed, 28 Oct 2009 07:44:25 -1000, "Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote:

Quote:

"Robert" <no at (no spam) e.mail> wrote in message
news:c28fe51rvgg3bn77583tvkin5em4pmoqb6 at (no spam) 4ax.com...
On Tue, 27 Oct 2009 07:02:13 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:i7lce5thi3184ich804hof5h0svm6eau4s at (no spam) 4ax.com...
On Mon, 26 Oct 2009 14:36:26 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:


"Robert" <no at (no spam) e.mail> wrote in message
news:skcae5ddt103t3dgim88f835jel5dootcp at (no spam) 4ax.com...
On Sun, 25 Oct 2009 15:39:05 -1000, "Jerry Okamura"
okamuraj005 at (no spam) hawaii.rr.com> wrote:

Using studies to justify their actions perhaps? Using these studies,
to
justify why it is okay to take away or restrict a persons freedom,
perhaps?
If the smoker had to pay for their own healthcare needs, how concerned
would
the government be about the cost of medical care that a smoker incurs?

In general, Americans DO pay for their own health care. Government
pays
only for Medicare
(over 65) and Medicaid/SCHIP (children and disabled). See my article
in
alt.smokers about
assigned risk medical insurance, to which government contributes
almost
nothing except in
Massachusetts.

Do they now? What percentage of the American people, pay for their own
healthcare, using their own money directly?

The federal government pays 35% (Medicare, Medicaid, Military), state
and
local government
pays 11%. The other 54% is paid by private insurance (36%) and out of
pocket (15%).


So, the statement that "American DO pay for their own health caee" is
false?

I didn't answer your question about percentage of Americans paying for
their own health
care (or doing without). It is 77%. The 23% subsidized by government are
elderly,
children, young mothers and officially disabled. An adult, non-disabled,
under 65 male
cannot get government aid, period (excepting prison and military).


How can it be 77%. Your own posting says that the federal government pays
35%, state and local government pays 11%.

Because 20% of people consume 80% of health care. The 23% supported by government are
elderly and disabled, who are more likely to be sick. It's easy to understand why they
consume 46% of the money rather than 26%.

Quote:
And 54% is paid for by private
insurance, which is paid for by the business a person works for, for the
most part. I would think that very few people actually pay for their own
health insurance with the money they earn.

You have a simple minded view of earnings. If employees didn't earn insurance premiums,
why do companies pay it? They're not legally required to do so.

The reason companies buy health insurance for you is so you don't have to pay income tax
on the money. Also, they don't want workers organizing to buy group insurance because it
might lead to other collective actions such as <shudder> labor unions.

Quote:
"The average family health insurance premium, provided through an
employer
health benefit
program, was $11,480 in 2006. Employees paid an average of $2,973
towards
the premium
amount." Source: Kaiser Family Foundation
http://www.healthpaconline.net/health-care-statistics-in-the-united-states.htm

So, since medical inflation is running at or above 8% per year, that means
the cost of that insurance will double in around eight years, and will
double again every succeeding period of time?

Cost will rise faster than inflation because a demographic bubble,
boomers, is nearing
elderhood. The average age is going up. But we cannot afford to pay
double. That would put
health care at 35% of GDP, more than total government spending with
deficits. Something
has to change, soon.

So, what do you think the "change" should be? The Obama solution or
something else?

Something more comprehensive. ObamaCare is business as usual. The 15% uninsured will get a
waiver giving them permission to do without. That's what we have now.

Quote:
An estimated 30% of health care spending goes to slippage, administrative
inefficiencies.
A single payer system would eliminate 90% of that.

If you reduced administrative inefficiences to zero, wouldn't medical
inflation over time, wipe out any "savings" that you may have achieved by
reducing administrative inefficiencies?

The root cause of health care inflation is lack of central management. In 1960, the US and
other industrialized countries were spending at the same rate: 6% of GDP. Now the US is
spending 16% while everyone else is spending 6-8%. The difference is not explained by
rationing nor sub-standard care, it is explained by the US's free market system versus
others' government managed system.

As Adam Smith wrote, "This is one of those cases in which the imagination is baffled by
the facts." As former options trader, I used to believe strongly in the wisdom and
efficiency of free markets. But free market health care has been an embarrassment. It has
shown that free markets can be less efficient than managed systems.

Health care inflation is best evaluated relative to the rest of the economy, not relative
to historic prices. Other countries were paying 6% of GDP in 1960 and they're still paying
about the same, with a slight increase for benefits that didn't exist in 1960. They don't
have medical inflation. The US has inflation; we're paying 2.7 times as much. Why do we
have inflation and others don't?

Here's the answer. It is common knowledge on trading floors that prices are based on fear
and greed, not supply and demand. They SAY they trade by calculating fair values and
studying financial forecasts. They ACTUALLY trade by looking into your eyes and listening
to your voice. If they sense fear, they buy from you low; if they sense greed, they sell
to you high. If you take a player off the floor and put him behind a computer screen, he
sees the same numbers but he cannot trade because there's no emotional sensor.

Economic theories about market wisdom assume players are rationally motivated by supply
and demand. Those theories don't work when players are emotionally motivated by fear and
greed. The US health care system is driven by fear, from consumers, and greed, especially
from the pharmaceutical industry. Government managed health care in other countries is
driven by reason. They are efficient because they're rational; we are inefficient because
we're not.

Quote:
Another 20% goes to unnecessary overuse
caused by poor communication between doctors, fear of malpractice suits,
path of least
resistance and patient expectations. These are management issues, not
medical issues,
which haven't been and won't be solved by isolated doctors. Some entity
needs to start
managing the whole system. Insurance companies could have done it, but
didn't. Mayo Clinic
is an examplar of how it should work. We need something like Mayo on a
national scale.


Is there any system that we can devise that will not have unnecessary
overuse? If you do not pay for what you want or need, are you more or less
likely to "overuse" the system? If you paid for what you need or want,
aren't you less likely to "overuse" the system?

No because people are irrational when it comes to health care. For instance, we spend 17
billion dollars per year on doctor visits and drugs to treat the common cold, despite the
fact there is no effective treatment.
http://archinte.ama-assn.org/cgi/content/abstract/163/4/487

"Have you seen a doctor for that?" is ingrained in our culture. Economic incentives don't
work on irrational people.
 
Robert...
Posted: Wed Oct 28, 2009 9:42 pm
Guest
On Wed, 28 Oct 2009 13:25:03 -1000, "Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote:

Quote:
When you pay for your own medical needs, what are the odds that anyone other
than yourself will decide on whether you live or die? When someone else
pays for your medical needs, what are the odds that in order to save money,
they will decide if you live or die? When you depend on someone else to pay
for your medical needs CAN they decide not to pay?

Your argument is wholely emotional. You're afraid someone will pull the plug on you. Not
out of malevolence, just to save money.

The root cause is you don't trust other people. I suspect your insecurity comes from being
neglected or ignored as a child. That's your burden, don't insist everyone else pay for
it.

Quote:
You are right on that point. But your reasons are wrong. The solution to
controlling cost is to return the rationing decision back to where it
belongs and that is the user of the service. That is the only way you can
reduce the medical inflation rate, which is the reason we have a cost
problem.

Other countries didn't follow your advice, they went the other way, yet they don't have a
cost problem.
 
Norm...
Posted: Thu Oct 29, 2009 12:06 am
Guest
"Jerry Okamura" <okamuraj005 at (no spam) hawaii.rr.com> wrote in message
news:hp4Gm.113725$944.15006 at (no spam) newsfe09.iad...


Quote:
Is there any system that we can devise that will not have unnecessary
overuse? If you do not pay for what you want or need, are you more or
less likely to "overuse" the system? If you paid for what you need or
want, aren't you less likely to "overuse" the system?

A single payer system with doctors still operating as private entities
but all billing the same place. No fault insurance type of thing. Cover
whatever happens. No disputes over who pays for it just fix it. No such
thing as "pre-existing, you're either sick or you're not. The fees are
fixed and reviewed by government and medical people. Doctors still become
wealthy people in this country and nurses have been known to make a
decent living as well. And you don't end up paying huge dollars to solve
problems which would have been cheap if they were treated when they
began.

How does your proposal reduce the medical inflation rate?

It reduces the overall cost. I'm assuming by Medical inflation you mean the
rising cost of treatment. An MRI is still going to increase in cost as is a
heart transplant, thats just reality, you can't change that unless you force
the suppliers of the service to work for free. Thats not going to happen.
What is going to happen is the waste will be reduced. How much does it cost
to deliver a baby when the mother has not been under care until the last
minute because she couldn't afford the co-pay? How much does it cost to fix
an injury which was left to fester until intolorable? How much does it cost
a doctors office to sort out which of a dozen insurers to bill for each
patient? How much time and money is wasted determining if insurance will
cover a particular problem before treament is commenced? All the above
spinning of wheels is eliminated in a single payer, universal system. The
cost of taking care of the odd patient who "overuses" is a drop in the
bucket compared to what will be saved.


Quote:

Ah, but then we get the dreaded "people dying on the wait list" syndrome.
The horror sories you've been told by insurance companies and some of
your government who have vested interests in the status quo. Doesn't
happen, its a myth.
The way it works is if you are in greater need you get moved up in
priority. It happened twice last year in my own family. That woman from
Canada you heard about in the news a few months back who had a "tumour"
and would have died had she not gone to the US - she lied from beginning
to end. She didn't have a tumour she had a cyst and she was neverr in
danger of anything other than a little discomfort. The wait list is how
the system limits delivery. People who really don't need something fixed
in a hurry get to wait. Some of them get better on their own, some of
them get to wait a long time to get their hangnail treated. The odd
person with trivial problems does sit on the wait list and eventually use
resources, but theres not many willing to do that. Wealthy people with
trivial problems they are willing to pay for are still free to go outside
the system if they choose.

When you pay for your own medical needs, what are the odds that anyone
other than yourself will decide on whether you live or die? When someone
else pays for your medical needs, what are the odds that in order to save
money, they will decide if you live or die? When you depend on someone
else to pay for your medical needs CAN they decide not to pay?

No, they can't. What are the odds you might not have enough money to pay for
your treatment? What are the odds your surgeon might get a better offer from
a richer patient and take care of him ahead of you? For teh richest 10% of
the population your system works. Another 50% or so has been convinced by
the industry that it is working but it isn't. Where I live I CAN'T be
refused treatment. For anything. I know it works because I live with it
already. Someone else deciding if I live or die is not possible because
refusing treatment is not part of the equation. Its just not one of the
lines on the form. The only way I can ever have treatment stopped is by a
DNR order. In most cases that requires both my family's and my prior
approval. They can't let me go unless I say so and I can't commit medical
suicide without their say so. You are still listening to people who have an
interest in keeping your money. Or perhaps you are one of them, who knows?



Quote:

Every system has some way to limit how treatment happens. Yours currently
limits it by how much money or insurance you have at your disposal, ours
limits it by how badly you actually need it. The Canadian system is not
perfect, its still being underfunded by neocon politicians for
ideological reasons, but in spite of their interference it still works
reasonably well. There are examples of systems in Europe which work even
better.

It is a question of what happens in the future. Medical inflation that is
higher than the overall inflation rate means the total cost of healthcare
will rise. When it rises, and someone else is paying for your medical
needs, they have two choices. Either come up with the extra money (and
like taxes, we like the free benefit, we just don't like paying for it) or
ration care. That is the only two options the "payer" has.

Your care is rationed by cost now. That cost is going to increase regardless
of what happens. If you are well off you migth be sheilded from it. For a
while. What happens when you run out of money? or need to change employers?
What about the large segment of the population who don't have unlimited
funds? Throw them to the wolves? Let them eat cake?



Quote:

Obama's solution does not go far enough. It still allows a hodgepodge of
payers which will maintain the confusion and still cause too much expense
overall. He's afraid to confront the insurance companies who are making a
fortune and tell them its over. I suppose he has to start somewhere but I
fear its going to be so timid a start that it won't be effective and it
will give the opposition the chance to say see we told you so.



You are right on that point. But your reasons are wrong. The solution to
controlling cost is to return the rationing decision back to where it
belongs and that is the user of the service. That is the only way you can
reduce the medical inflation rate, which is the reason we have a cost
problem.

Vacation travel or automobile sales might respond to supply and demand but
health care does not. When you need something you need it regardless of the
cost. That is why 50% of the personal bankruptcies in your country are due
to medical costs. Thats barbaric. Health care should be a right, not a
privilege. Further, its not nly about controlling the cost, its about a
fairer system for everybody, not just the wealthy.

Bottom line is your system costs more. Much more than any other system being
used anywhere in the world. Talk to any Canadian. Even though we have our
share of right wingnuts here as well, you would have to talk to an awful lot
of them to find any who would seriously consider trading places.

Quote:

 
 
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