I know, that's a hella corporate sellout thread of the Strat to start,
but fools start thinkin' bout they future when they turn 40 (and some
even start sooner than that)

My shit done took a shit this past year.  Way to startup a 401K at max
contributions as well as tossin' 5K into non-retirement stock
investment account with perfect timing!  Did i mention I also maxed
out into the employee stock purchase plan around the same time?  Even
with a discount, I'm gaffled by like 40% on that.

When I decided to do something about my sorry state, I went BIG, and
made massive budgetary cuts in order to jump in so heavily at once.
Naturally, I went aggressive in the sense that its all like 80%
stocks, the rest bonds and precious metals.

Right idea, horrible timing?

In the sense that this was mostly intended to be long-term
investments, I should be ok with things and ride it out, even if it
takes a couple of years.  but the stock plan thing was meant to be
lots of Christmas/vacation/an HD TV/PS3/Wii money, but now I can't
sell it because its too damn low.

Basically, I'm saying I've saved (then invested) like 14 grand over
the past year, which is AMAZING for me, I've never come close to
saving that much in that short a time in my life, and to show for it,
I have about 10 grand or something.

Waaah!

STRATEGY